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Robinsons Cashback

Products and Services

Products and
Services

Robinsons Cashback

Robinsons Cashback

Robinsons Cashback

Shopping just got better with the new Robinsons Cashback! Enjoy up to 3% rebate at Robinsons Stores and up to 1% rebate on all other merchants.

Now, it really pays to shop!
Apply Now

OVERVIEW

Features and Benefits

3% CASHBACK
3% CASHBACK
Get up to 3%* rebate on your purchases at: Robinsons Department Store, Robinsons Supermarket, Handyman, True Value, Toys R Us, Robinsons Appliances, and other Robinsons Brands and affiliated stores.
1% CASHBACK
1% CASHBACK
Get up to 1%* rebate on all your purchases worth P3,500 and up.
EXCLUSIVE PROMOS AND DISCOUNTS
EXCLUSIVE PROMOS AND DISCOUNTS
Enjoy exclusive discounts and special promos on Robinsons Retail brands when you shop using your Robinsons Cashback Credit Card.
ELECTRONIC STATEMENT OF ACCOUNTS
ELECTRONIC STATEMENT OF ACCOUNTS
Access your monthly Statement of Account (eSOA) online.
CONTACTLESS PAYMENT
CONTACTLESS PAYMENT
Shopping could be as easy as a tap with Mastercard PayPass.
BETTER SECURITY
BETTER SECURITY
Receive SMS alerts for every approved transactions made using your Robinsons Cashback Credit Card.
SAFER ONLINE TRANSACTION
SAFER ONLINE TRANSACTION
Thanks to the EMV-chip technology, you will be given a one-time password (OTP) for 3d secure transactions.

*For every single transaction worth at least P3,500. Maximum of P20,000 rebate per year.

Minimum Application Requirement:
  1. Must be 21 to 65 years old; at least 16 years old for SUPPLEMENTARY cardholders.
  2. Must be a Filipino Citizen or a Foreigner who is a permanent resident of the Philippines for the last two (2) years.
  3. Must have a Minimum Gross Fixed Annual Income of P180,000 if single and P240,000 if married.
  1. Must be a regular employee or has an existing business that has been operating for the past two (2) years.
  2. Must have a working landline, a postpaid mobile phone, and an existing email address.
  3. Must reside or work within an area where a Robinsons Bank branch is located.
Required Documents

1. One (1) valid and unexpired photo-bearing Proof of Identification

Valid Proof of Identification List:

  1. Company ID, if company is SEC, IC, or BSP supervised or registered
  2. Passport
  3. Driver’s License
  4. Social Security System (SSS) ID (plastic card type with scanned signature)
  5. Tax Identification Number (TIN) Card (plastic card type)
  1. Government Service Insurance System (GSIS) Card
  2. Professional Regulation Commision (PRC) ID
  3. Voter’s ID
  4. Unified Multi-Purpose ID (UMID)
  5. All other IDS issued by the Philippine Government and its intrumentals

2. Proof of Income

Employed Applicants

Applicant may submit any of the following:

  1. Copy of latest ITR duly stamped as received by the BIR Form 2316 signed by the employer’s authorized representative
  2. Latest payslip for one month
  3. Original Certificated of Employment (COE) indication the status, tenure, and compensation details.

Self-Employed Applicants

  1. Copy of latest ITR duly stamped as received by the BIR and Audited Financial Stements for at least two (2) years
  2. Copy of Registration of Business Name
    • For Single Proprietorship: Department of Trade and Industry (DTI) Registration
    • For Partnership / Corporation: SEC Registration
  3. Last three (3) months bank statement

For Foreigners

Any of the following official documents:

  1. Valid Visa or Work Permit
  2. Alien Certificate of Registration (ACR) or Immigrant Certificate of Registration Identification card (ACR-I)
  3. Valid Passport with any of the following:
    • Special investors Resident Visa
    • Special Non-Immigrant Visa for PEZA investors and employees
    • Visa with Executive Order No. 226
  4. Copy of Employment Contract or COE
  5. Letter from the Embassy (for Embassy officials)
TYPES OF FEES AND CHARGES DESCRIPTION Robinsons Cashback
Membership Fee Fee charged annually for having an available credit line and for account maintenance purposes. Primary: P2,500 Supplementary: P1,250
Finance Charge Interest charges on cash and retail transactions if cardholder pays any amount below the Total Amount Due or the Minimum Amount Due. 3.88%
Late Payment Fee Charged when cardholder does not pay on the Payment Due Date and/or pays an amount lower than the Minimum Amount Due. P700
Foreign Currency* Mark-up This is a mark-up fee on top of currency conversion rate for transactions other than Philippine Peso; usually on charges outsie the country or through the internet. 3%
Card Replacement Fee This is charged to the cardholder for request for replacement of lost/stolen and damaged cards, name update/correction, etc. P500
Payment Refund Fee This is charged to the cardholder when a refund for an overpayment is requested. This covers cost for processing of refund. All refunds are in Peso. P500
Account Maintenance A monthly fee or amount equivalent to the credit balance, whichever is lower shall be charged to the cardholder for closed/cancelled credit card account is zeroed out. P500
Over Limit Fee A fee charged to the cardholder for card usage beyond the assigned credit limit. P500
Multiple Payment Processing Fee The cardholder is charged when he/she pays thru payment counters other than Robinsons Bank. Cardholder will be charged for every payment starting from the third payment onwards. P40
Returned Check Fee This is charged to the cardholder when a check payment is dishonored or returned due to insufficient funds or uncollected deposits, etc. P1,000
Charge Slip Retrieval Fee The cardholder is charged when he/she requests for a copy of his/her transaction/charge slip. P500
Certification Fee A fee charged when he/she request for a copy of his/her transaction/charge slip. P100
Printing of Statement Fee This fee shall be charged to the cardholder for printing of statement of account. P500

*Purchases in foreign currency are billed in Philippine Peso based on Mastercard Internation rates. It shall be subject to foreign currency mark up fee and international service assessment fees imposed by Mastercard.

For complete Robinsons Cashback Credit Card Terms and Conditions, please visit www.robinsonsbank.com.ph

Conveniently pay your Robinsons Bank Credit Card bill through the following Payment Channels:

Bank Icon Teal
Robinsons Bank Branches
Please click here to locate the nearest RBank branch.
ATM Logo Teal
Robinsons Bank ATMs
Please click here to locate the nearest RBank ATM.
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Robinsons Bank Online
If you have an RBank Account, you may login to https://personalonlinebanking.robinsonsbank.com.ph using your computer or download the Robinsons Bank mobile app via Apple Store or Google Play.
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Auto-Debit Arrangement (ADA) Facility
If you are an existing Robinsons Bank Account Holder, you may enroll to the ADA facility to automatically settle your monthly Robinsons Bank Credit Card bill without the need to personally make payments. You may choose to settle either your Total Amount or Minimum Amount Due reflected on your Credit Card statement of account.

Please click for the Program Guidelines or download the ADA Request Form.
Robinsons dept store
Robinsons Department Store
Pay through the Robinsons Department Store and proceed to Business Center. Please click here for a complete list of branches.
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7-Eleven
Pay through 7-Eleven branches using the CLIQQ Machine. Please click here to locate 7-Eleven branches near you.
ECPay Logo
ECPay
Pay through any accredited ECPay Partner Outlets nationwide. Please click here to locate ECPay Partner Outlets near you.
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BancNet
Pay through the following BancNet channels*:

*Applicable to participating members/banks

SM Logo
SM Bills Payment Counters
Pay through the SM Bills Payment Counter located inside the following establishments:
  • SM Department Store
  • SM Hypermarket
  • Savemore
  • SM Cherry*
  • Waltermart*

*Applicable to participating branches

BDO Logo
BDO
Pay through the following BDO channels:
  • BDO Online Banking through www.bdo.com.ph for BDO deposit account holders
  • BDO branches nationwide

(updated list of payment channels as of June 2018)

Live Life Lighter with these new and exciting features of your
Robinsons Bank Credit Card!

Card Installment Plan

Balance Transfer

Transfer your other credit cards' outstanding balance to your Robinsons Bank Credit Card, payable in 3, 6, 9 or 12 monthly installment for as low as P45 one-time processing fee. T&Cs apply.

Click to view Terms and Conditions
Click to view the One-Time Processing Fee
Call C3 (+632) 8637-2273 or email c3@robinsonsbank.com.ph to avail.

Card Installment Plan

Convert to Cash

Get ready funds when you convert your available credit card limit to cash, payable in 3, 6, 9 or 12 monthly installment for as low as P45 one-time processing fee. T&Cs apply.

Click to view the Full Terms and Conditions
Click to view the One-Time Processing Fee
Call C3 (+632) 8637-2273 or email c3@robinsonsbank.com.ph to avail.