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Personal Investments

Products and Services

Products and
Services

Personal Investments

PERSONAL MANAGEMENT TRUST

Do you want to set aside funds as part of  your estate planning? Do you want to plan for your  present and future financial support and that of your loved ones?  Open a Personal Management Trust account now!

  • Low minimum maintaining balance of Php 500,000
  • Funds invested according to your selected investment outlets to include Treasury Notes (FXTN), Retail Treasury Bonds (RTB), corporate bonds, equities, and others.
  • Tenor can be short-term or long-term, depending on liquidity requirements
  • Regular interest payouts if liquidity desired.
  • Client may designate himself as beneficiary, or designate third party beneficiary/ies.
  • Designation of beneficiaries may be revocable during the lifetime of the client.

Conditions for disbursements to client or his beneficiaries are specific to the following purpose/s, or a combination of the following present and future needs:

  • Dental, medical, hospitalization
  • Food, clothing, and living allowance
  • Payment of repairs and maintenance of household and/or vehicle/s
  • Payment of insurance, membership dues, education, training & development
  • Acquisition of real estate, vehicle/s, alternative assets outside trust (such as equities, businesses, commodities, etc)
  • Gifts or donations to other beneficiary/ies other than the Trustor/s

Personal INVESTMENT MANAGEMENT ACCOUNTS (IMA)

Are you no longer satisfied with the yields you get from your regular deposits? Do you want to maximize earnings on your funds and still maintain control over your account? Open a personal investment management account now!

  • Minimum maintaining balance of Php 1,000,000
  • Funds invested according to your selected investment outlets to include Treasury Notes (FXTN), Retail Treasury Bonds(RTB), corporate bonds or even, equities
  • Tenor can be short-term or long-term, depending on liquidity requirements
  • Regular interest payouts if liquidity desired
  • Competitive trust fees based on investment amounts

NEW!! Dollar IMA now available.

Note: Personal Management Trusts and Personal Investment Management Account (IMA) are not deposit accounts and as such are not covered by the Philippine Deposit Insurance Corporation (PDIC).