About RBank

Robinsons Bank, the financial services arm of the
JG Summit Group of Companies
Board of Directors

Lance Y. Gokongwei

Chairman

Frederick D. Go

Frederick D. Go

Vice-Chairman

Elfren Antonio S. Sarte

Elfren Antonio S. Sarte

President & CEO

Robina Y. Gokongwei-Pe

Robina Y. Gokongwei-Pe

Director

Patrick Henry C. Go

Patrick Henry C. Goe

Director

Omar Byron T. Mier

Omar Byron T. Mier

Director

Roberto S. Gaerlane

Roberto S. Gaerlan

Director

Angeles Z. Lorayes

Angeles Z. Lorayes

Independent Director

David C. Mercado

David C. Mercado

Independent Director

Esperanza S. Osmeña

Esperanza S. Osmeña

Independent Director

Hermogenes S. Roxas

Hermogenes S. Roxas

Independent Director

Mr. Elfren Antonio S. Sarte

Mr. Eric B. Santos

Mr. Andro M. Yee

Ms. Ma. Regina N. Lumain

Mr. Exequiel T. Tua

Ms. Ma. Ellen A. Victor

Mr. Salvador D. Paps

Mr. Mykel D. Abad

organization structure

Subsidiaries and Affiliates

COMPANY OVERVIEW

LSB, a wholly owned subsidiary of the Bank, is a thrift bank primarily engaged in deposit-taking and lending activities. LSB was acquired in 2012 by the Bank under the BSP strengthening program for thrift and rural banks. LSB implemented various key expansion initiatives. In its nearly five decades of operating in the Bicol region, LSB took the opportunity to span its countryside reach in another fastest growing region in the country - CALABARZON. LSB had already expanded its reach in Calauag, Quezon and recently expanded its scope to Iriga City, San Fernando City, Pampanga, and Dasmariñas City making its total network consisting of 13 branches and 4 Branch-Lite Units.

As LSB continues to focus on ramping up its high-yielding loan portfolio, it already acquired accreditation for providing teacher’s salary loans under the Department of Education’s Automatic Payroll Deduction System (APDS) and had implemented the said system in 2018.

LSB also recognizes the important role of MSMEs in elevating the lives in the community as it aggressively rolled out its microfinance business.

In 2019, aligned with the parent bank’s core income thrusts, LSB was able to contribute Php125,666,513.00 in income versus 2018’s Php9,872,906.00 (highlight 1172.84% increase). LSB also added one branch in Iriga City, Camarines Sur, bringing its total branch network to 17. LSB also has 18 ATMs as of December 31, 2019.

Board of Directors/Officers

Directors:

1. Omar Byron T. Mier – Chairman

2. Elfren Antonio S. Sarte – Vice Chairman

3. Mykel D. Abad – Director

4. Angelito V. Evangelista – Director

5. Eric B. Santos – Director

6. Andro M. Yee – Director

7. Roberto S. Gaerlan – Independent Director

8. Victor V. Laynes – Independent Director

9. Hermogenes S. Roxas – Independent Director

Key Officers:

1. Mykel D. Abad – President*

2. Rommel D. Meniado – Chief Operating Officer*

3. Roel S. Costuna – Corporate Secretary and Legal Unit Head

4. Aileen Mary C. Ejercito – Asst. Corporate Secretary

5. Eleanor Leni M. Ante – Treasurer

6. Trisha Marie Gerette B. Guttierrez – Officer-in-Charge for Risk Management Unit Head

7. Kareen R. Villareal – Chief Compliance Officer*

8. Cynthia C. Bautista – Chief Audit Officer

9. Evie B. Abraham – Human Resource Management Group Head

10. Ma. Socorro S. Liganor – Retail Banking Group Head

11. Erlinda O. Del Villar – Operations Head

12. Victor C. Dela Cruz Jr. – Lending Head*

13. Abundio B. Blanquisco, Jr. – Branch and Administration Operations Department Head

14. Jason-Dennis R. Sambitan – Information Technology Department Head

15. Adrian T. Llana – Credit Cycle & Operations Head

16. Carmela Monica C. Borromeo – Officer-in-Charge for Controllership

17. Rodolfo T. Quinto – Chief Security Officer

PRODUCTS AND SERVICES

A. DEPOSIT PRODUCTS

NOW Account

The NOW account is a 2-in-1 checking account that allows you to settle your day-to-day payables through its check book and conveniently allows you to monitor your check issuances through passbook.

Savings Account

Regular Savings

An interest bearing savings account that allows the customer the flexibility of accessing funds anytime through    over-the-counter (OTC) for both savings and transactional purposes.

Bulilit Savings

An interest bearing savings account designed specifically for minors aging from seven (7) to twelve (12) years old. Like the Regular Savings Account, it allows the customer the flexibility of accessing funds anytime through over-the-counter (OTC) for savings and transactional purposes.

Friendly Savings

A Savings Account that allows clients to earn higher than regular savings rates by maintaining high deposit balances. The earnings potential is largely influenced by the amount of deposit maintained and the prevailing Market Interest Rates.

Special Savings Account

A Peso Term Deposit account that allows clients to earn higher than regular savings rates by maintaining their deposit balances for a specified period of time. The earnings potential is largely influenced by the amount of deposit maintained, the tenor of deposit, and the prevailing Market Interest Rates.

Time Deposit Account

A Peso Term Deposit account that is evidenced by a certificate of Time Deposit CTD). It allows clients to earn higher than regular savings rates by maintaining their deposit balances for a specified period of time. The earnings potential is largely influenced by the amount of deposit maintained, the tenor of deposit, and the prevailing Market Interest Rates.

A. LOAN PRODUCTS

CONSUMER LOANS

Microfinance Loan (Go Micro Regular, Go Micro Plus, Go Micro SME, Power Up)

A loan product managed by the Retail Banking Group that is targeted to microenterprises. It is created to provide an affordable credit facility that will help micro entrepreneurs expand their present business activities that will eventually increase their income. It offers better interest rates and easier payment schemes as compared to the informal money lenders that micro-entrepreneurs currently deal with.

APDS Loans for teachers

A multi-purpose loan product managed by the Retail Banking Group (RBG) that is targeted to DepEd’s teaching and non-teaching personnel. Repayment for APDS obligation is drawn against DepEd teaching personnel’s salaries thru automatic payroll education.

Professional Salary Loan

A multi-purpose loan program managed by the Retail Banking Group (RBG) that is targeted to employed individuals. The loan is granted based on the paying capacity of the borrower. Repayment are drawn against the borrower’s salaries and other payroll credits.

Housing Loan

An amortizing term loan facility secured by real estate properties under the borrower’s name.

Auto Loan

A peso loan available to individuals or entrepreneurs to finance the purchase of brand-new or second-hand vehicles.Re-financing of units already owned by the applicant is also covered by the product.

Jewelry Loan

A multi-purpose loan facility offered to individuals and secured by jewelry or gold items. The loan is payable via advance monthly interest payments with the loan principal payable monthly or upon maturity.

Commercial Loan

Small and Medium Enterprise Loan

A loan program that helps build business by providing short and long term facilities to Small and Medium Enterprise to support liquidity or capital build-up, expansion and acquisitions or buyouts, among and other business needs.

Small Business Loan

A loan product that is a fully-secured credit facility (either by real estate or deposits) targeted to Small and Medium Enterprises (SMEs). In the current market, SMEs have limited access to credit.

The SBL product aims to address this need by providing SMEs the cash they need to grow their business. Extending loans to this target market will also help the Bank in increasing its deposits, given that SMEs represent a huge CA/SA market.

FOOD, AGRO-INDUSTRIAL AND COMMODITIES

Universal Robina Corporation
8th Floor, Tera Tower, Bridgetowne
E. Rodriguez Jr. Avenue (C5 Road)
Ugong Norte, Quezon City
Tel. Nos.: (632) 633-7631 to 40 / (632) 240-8801
Fax Nos.: (632) 633-9207 / (632) 240-9106
Hotline: 559-8URC (872)
Toll Free: 1800-10URCCARE (8722273)

AIR TRANSPORTATION

Cebu Air, Inc.
Cebu Pacific Building
Domestic Road, Barangay 191
Zone 20 Pasay City
Tel. No.: (02) 802-7000

REAL ESTATE AND HOTELS

Robinsons Land Corporation
Level 2, Galleria Corporate Center
EDSA corner Ortigas Avenue
Quezon City
Tel. No.: (632) 397-1888

BANKING & FINANCIAL SERVICES

Robinsons Bank Corporation
17th Floor, Galleria Corporate Center
EDSA corner Ortigas Avenue, Quezon City
Tel. Nos.: (632) 702-9500 / (632) 637-2273

PETROCHEMICALS

JG Summit Petrochemical Corporation
Ground Floor, Cybergate Tower 1,
EDSA corner Pioneer Street
Mandaluyong City
Tel. No.: (632) 230-5000

JG Summit Olefins Corporation
Ground Floor, Cybergate Tower 1,
EDSA corner Pioneer Street,
Mandaluyong City
Tel. No.: (632) 397-3200

CORE INVESTMENTS

 

TELECOMMUNICATIONS

PLDT Inc.
Ramon Cojuangco Building
Makati Avenue corner
Dela Rosa Street, Makati City
Tel. No.: (02) 816-8024

REAL ESTATE AND PROPERTY DEVELOPMENT

United Industrial Corporation Limited
24 Raffles Place, #22-01/ 06
Clifford Center
Singapore 048621
Tel. No.: (65) 622-0135-2

POWER

Manila Electric Company (Meralco)
Ortigas Avenue, Brgy. Ugong,
Pasig City 1605
Tel. Nos.: (632) 631-2222 / (632) 16220

Global Business Power Corporation
22nd Floor, GT Tower International
6813 Ayala Avenue corner
H.V. Dela Costa Street,
1227 Makati City, Philippines
Tel. No.: (632) 464-1600

SUPPLEMENTARY BUSINESS

 

INSURANCE BROKERAGE SERVICES

Unicon Insurance Brokers Corporation
34th Floor, Robinsons Equitable Tower,
ADB Avenue corner Poveda Street,
Ortigas Center, Pasig City
Tel. Nos.: (632) 633-7631 loc. 390/369

AFFILIATES

Robinsons Retail Holdings, Inc.
43rd Floor, Robinsons Equitable Tower,
ADB Avenue corner Poveda Street,
Ortigas Center, Pasig City
Tel. No.: (632) 635-0751 to 64

Summit Publishing Company Inc.
6th & 7th Floor, Robinsons Cybergate Center
Tower 3, Robinsons Pioneer Complex,
Pioneer Street, Mandaluyong City
Tel. No.: (632) 451-8888

i-Tech Global Business Solutions Inc.
3rd Floor, Robinsons Otis,
1536 P. Guazon Street,
Paco, Manila
Tel. No.: (632) 249-4305

ADVOCACY

Gokongwei Brothers Foundation
6F Robinsons Cybergate Tower 3
Pioneer Street, Mandaluyong City
Tel. No.: (632) 451-8888 ext. 1118

GBF Technical Training Center
Litton Mills Compound,
Amang Rodriguez Avenue,
Rosario, Pasig City
Tel. No.: (632) 640-1820