| SERVICE FEES/CHARGES | AMOUNT |
|---|---|
| A. Deposit | |
| 1. ATM Charges | |
|
a. Withdrawal of Other Bank's ATM card via Rbank ATMM
|
Php 11.00 |
|
b. Inquiry (Other Bank's ATM)
|
Php 2.00 |
|
c. Inter-Bank Fund Transfer: Other Bank's ATM, Robinsons Bank
|
Php 25.00 |
|
d. Over-the-counter Winthdrawals of ATM Accounts
|
Php 100.00 |
|
e. ATM Card Replacement
|
Php 150.00 |
|
f. Robinsons Wallet (Rwallet) Card Replacement - Rwallet for UNILAB
|
Php 100.00 |
|
g. ATM Card Replacement - Rwallet for Affiliate Companies
|
Php 50.00 |
|
h. Cash Card Inactivity Fee
(after 6months of inactivity)
|
Php 300.00 |
| 2. Return Check | |
|
a. Presenting Bank
|
Php 1,000.00 |
|
b. Drawee Bank
|
Php 1,000.00 |
|
Service Charge for every P40,000 per day
|
Php 200.00 |
|
Recalling of Returned Check
|
Php 300.00 |
| 3. Below Maintaining Balance | |
|
a. Passbook Saving Account
|
Php 500.00 |
|
b. ATM Savings Account
|
Php 500.00 |
|
c. Tykecoon Savings Account
|
Php 500.00 |
|
d. Checking - Individual
|
Php 500.00 |
|
e. Checking - Corporate
|
Php 500.00 |
|
f. Dollar Savings Account
|
$ 10.00 |
|
g. Jap Yen
|
¥ 1,000.00 |
|
h. Euro
|
€ 10.00 |
| 4. Early Closure Charge (90 Days from date opened) | |
|
a. Peso
|
Php 500.00 |
|
b. Dollar
|
$10.00 |
|
c. Jap Yen
|
¥ 1,000.00 |
|
d. Euro
|
€ 10.00 |
| 5. Stop Payment Order | Php 500.00 |
| 6. Passbook Replacement | Php 200.00 |
| 7. Inter-branch Withdrawal/Deposit (Applicable only for inter0regional transactions. The fee may
be waived if the client's ADB is at least PHP 150,000.00)
|
Php 125.00 |
| 8. Passbook Replacement | |
|
a. Personal
|
Php 300.00 |
|
b. Commercial
|
Php 500.00 |
| 9. Bank Certification | Php 200.00 |
| 10. Statement of Account
(Requested by client)
|
Php 100.00 for the first five (5) pages and **PHP10.00 for every succeeding page |
| 11. Withdrawal of FCDU prior to
Lapse of Hold-Out Period
|
0.0025 x Amount |
| 12. Domestic BP Charges | |
|
a. Local Checks
|
Amount x 18% x 2/360 or PHP 150.00 whichever is higher |
|
b. Local MCs
|
Amount x 18% x 2/360 or PHP 100.00 whichever is higher |
| 13. Foreign BP Charges | 0.25% |
| B. SSA/Time Deposits | |
| 1. Pre-Termination | |
|
a. If run date is less than 50% of the agreed term
|
(Principal x Interest Rate x Term / No. of Run Days) * 25% |
|
b. If run date is equal to or more than 50% of the agreed term
|
(Principal x Interest Rate x Term / No. of Run Days) * 25% |
| 2. Documentary Stamp Tax | |
|
a. If run period is less than 1 year (365 days)
|
Placed Amount/200 x Term/365 days x Php 1.50 |
|
b. if run period is equal to or more than 1 year (365 days)
|
Placed Amount/200 x Php 1.50 |
| C. Others - Branch | |
| 1. Manager's Check | Php 75.00 |
| 2. Demand Draft | $5.00 |
| 3. Telegraphic Transfer | |
|
a. USD
|
|
|
i. Bene
|
$17.50 |
|
ii. Our
|
$27.50 |
|
b. Third Currencies
|
|
|
i. Bene
|
$17.50 |
|
ii. Our
|
$37.50 |
| 4. Early Closure Charge (90 Days from date opened) | |
|
a. Outgoing
|
Php 300.00 |
|
b. Incoming
|
Php 150.00 |
| 5. PDDTS | $15.00 |
| 6. Safety Deposit Box | |
|
a. SDB Rental Fee (no pro-rating)
|
|
|
i. 5 x 5 x 24
|
Php 1,500.00 |
|
ii. 3 x 10 x 24
|
Php 2,000.00 |
|
iii. 5 x 10 x 24
|
Php 2,500.00 |
|
iv. 10 x 10 x 24
|
Php 3,000.00 |
|
b. Deposit for Keys
|
Php 1,000.00 |
|
c. ADB required to Quality for SDB Rental
|
Php 500,000.00 |
|
d. SDB Force Open Charge
|
Equivalent to twice the fee charged by the service provider to the Bank |
| 7. Check Voucher Encashment | Php 75.00 |
| 8. Day and Night Deposit | |
|
a. Bag Rent
|
Php 2,000.00 |
|
b. Guarantee Deposit per Bag Use
|
Php 2,000.00 |
|
c. Required ADB
|
Php 300,000.00 |
| 9. Deposit Pick-up (DPI) Free (if required ADB is not met)
(Refer to Annex B for the Required ADB on free DPU service)
|
Php 1,000.00 per pick-up |
| 10. Bills Payment | |
|
a. Required ADB
|
Php 500,000.00 |
|
b. Fees
|
Php 10.00 per txn in excess of 100 txn per day |
|
c. One-time Programming fee
|
Php 30,000.00 |
| D. Loans | |
| 1. Housing Loan | |
|
a. Appraisal Fee
|
|
|
i. Within Metro Manila
|
Php 3,500.00 or actual cost, whichever is higher **Php 500.00 for each additional title |
|
ii. Outside Metro Manila
|
Php 4,500.00 or actual cost, whichever is higher **Php 500.00 for each additional title |
|
b. Processing Fee
|
|
|
i. Non-JG
|
Php 3,500.00 |
|
ii. JG
|
Php 2,000.00 |
|
c. Inspection Fee per Visit
|
|
|
i. Within Metro Manila
|
Php 1,000.00 |
|
ii. Outside Metro Manila
|
Php 1,500.00 |
|
d. Computer Fee (For REM)
|
Php 2,400.00 |
|
e. Notarial Fee
|
Php 250.00 per document |
|
f. Late Payment Charge
|
3% per month on unpaid amortizationt |
|
g. Pre-payment Fee
|
1.5% of the principal amoun prepaid |
|
h. Handling fee for Pre-termination
|
1.5% of the principal amoun prepaid |
| 2. Personal Loan Program | |
|
a. Processing Fee
|
|
|
i. JG
|
Php 250.00 |
|
ii. Non-JG Accredited
|
Php 500.00 |
|
iii. Direct
|
|
|
1) Load Amount of P10,000 to P20,000
|
Php 1,000.00 |
|
2) Loan Amount over P20,000
|
Php 2,000.00 |
|
iv. Seafarer's Loans
|
1% of loan amount |
|
v. Seasoned Depositors
|
1% of loan amount or P500, whichever is higher |
|
vi. PLP Appliance Loan Program
|
Php 250.00 |
|
b. Late Payment Charges
|
5% per month on unpaid amortization |
|
*For staff loan:
|
|
|
i. Rbank and JG employees
|
5% per month on unpaid amortization |
|
ii. non-JG/Direct/Calamity Loan
|
5% per month on unpaid amortization |
|
iii. Non-JG (Semi-monthly amortization)
|
3% per month on unpaid amortization |
|
c. Pre-Payment Fee
|
1.5% of the principal amount prepaid |
|
d. Handling fee for Pre-termination
|
1.5% of the principal amount prepaid |
| 3. Auto Loan | |
|
a. Registration to Registry of Deeds (RD)
|
*Depends on the applicable fees set by the concerned RD |
|
b. Notarial Fee
|
Minimum of Php 250.00 per document |
|
c. Processing Fee
Note: Except for 3-party dealer generated transactions and
2-party dealer generated transactions whose CHM
registration is handled by the dealer.
|
Php 5,000.00 |
|
d. Service Fee
Note: Except for 3-party dealer generated transactions and
2-party dealer generated transactions whose CHM
registration is handled by the dealer.
|
Minimum of Php 3,000.00 or actual cost, whichever is higher |
|
e. Fees for second-hand vehicles
|
|
|
i. Car History Fee
|
Php 1,500.00 or actual cost, whichever is higher |
|
ii. Appraisal Fee
|
|
|
1) Within Metro Manila
|
Php 1,500.00 |
|
2) Outside Metro Manila
|
Php 2,500.00 |
|
iii. Handling Fee
|
Php 2,500.00 |
|
f. Late Payment Charges
|
5% per month on unpaid amortization |
|
g. Pre-payment Fee
|
1.5% of the pricipal amount prepaid |
|
h. Handling fee for pre-termination
|
1.5% of the pricipal amount prepaid |
|
i. Cacellation Fee for pre-termination
|
Php 500.00 |
|
j. Notarial Fee for loan pay-off
|
Php 250.00 |
| 4. Small Business Loan | |
|
a. Appraisal Fee
|
|
|
i. Within Metro Manila
|
Php 3,500.00
Php 500.00 for each additional title |
|
ii. Outside Metro Manila
|
Minimum of Php 4,000.00 OR actual cost whichever is higher
Php 500.00 for each additional title |
|
b. Processing Fee
|
|
|
i. Term Loan
|
Php 5,000.00 |
|
ii. Credit Line
|
Php 5,000.00 |
|
c. Late Payment Charge
|
3% per month on unpaid amortization |
|
d. Pre-payment Fee
|
1.5% of the principal amount prepaid |
|
e. Handling fee for Pre-termination
|
1.5% of the principal amount prepaid |
| 5. mSME | |
|
a. Processing Fee
|
1.5% of loan amount |
|
b. Notarial Fee
|
Php 250.00 per document |
|
c. Documentary Stamps Tax for Deed of Assignment
|
(Hold-out amount / 5000) x 20 + 20 |
|
d. Late Payment Charge
|
3% per month on unpaid amortization |
|
e. Pre-termination Fee
|
3% of outstanding balance |
|
f. Notarial Fee for loan pay-off
|
Php 250,00 |
| 6. Cash Secured Loan - Late Payment charge | 3% per month on unpaid amortization |
| 7. Motorcycle Loan | |
|
a. Miscellaneous Fees
|
|
|
i. Luzon
|
Php 1,600.00 |
|
ii. Provincial
|
Php 3,500.00 |
|
iii. Tricycle Models for NCR branches except Las Pinas
|
Php 2,900.00 |
|
b. Penalty Fee
|
1% per Month |
|
c. Pre-payment Fee
|
1.5% of the principal amount prepaid |
|
d. Handling fee for Pre-termination
|
1.5% of the principal amount prepaid |
| 8. Commercial Loans | |
|
Appraisal Fee
|
|
|
i. Within Metro Manila
|
Php 3,500.00
**Php 500.00 for each additional title |
|
ii. Outside Metro Manila
|
Minimum of Php4,000.00 OR actual cost whichever is higher
**Php 500.00 for each additional title |
| 9. Others | |
|
a. Pull-out of PDCs for loan payment due to insufficient funds
|
Php 1,000 per PDC |
|
b. Notarial Fee
|
Php 250.00 per document |
| c. Documentary Stamp Tax on PN (For all loan products except Personal Loan Accounts (for personal use only and not for business or re-sale) with loan amount not exceeding Php 250,000.00 which shall not be charged any DST.) | |
|
i. For Loan Term below 365 days
|
Loan amount / 200 (Rounded up to the nearest peso) x No. of days / 365 x 1.50 |
|
ii. For Loan term of 1 year and above
|
Loan amount / 200 (Rounded up to the nearest peso) x 1.50 |
|
d. Documentary Stamp Tax for REM
Note: For PN with REM, DST to be applied shall be
which ever computation is higher (c or d) |
Loan amount / 5,000
(Rounded up to the nearest peso) x 20 + 20 |
|
e. Document Stamp Tax for Chattel Mortgage
Note: For Pn with REM, DST to be applied shall be whichever computation is higher (c or e)
|
Loan amount / 5,000
(Rounded up to the nearest peso) x 20 + 20 |
|
f. Reissuance of Cancellation of Mortgage
|
Php 500.00 |
|
g. Preparation of Cancellation of REM/CHM
|
Php 500.00 |
| E. Treasury | |
| Bank Certification | Php 200.00 |
| F. Interbank Fund Transfer(Direct2Bank) | |
| 1. PesoNet via Over-the-Counter Branch Transaction | Php 100.00 |
| 2. PesoNet via Online Banking | Php 20.00 |
| 3. InstaPay via Online Banking | Php 25.00 |
Note: For unsuccessful transfers, applicable fees will be refunded.
| G. Credit Cards | |
|---|---|
| 1. Annual Membership Fees | |
|
a. Principal
|
|
|
i. Classic Uno
|
Php 100.00 per month |
|
ii. Platinum Uno / Platinum Dos
|
Php 3,000.00 |
|
b. Supplementary
|
|
|
i. Classic Uno
|
Php 50.00 per month |
|
ii. Platinum Uno / Platinum Dos
|
Php 1,500.00 |
| 2. Revolving Interest/Finance Charge | 3.5% |
| 3. Late Payment Fee | Php 600.00 |
| 4. Foreign Currency Mark-up | 2% |
| 5. Card Upgrade/Downgrade | Php 1,500.00 |
| 6. Card Replacement Fee | Php 500.00 |
| 7. Payment Refund Fee | Php 500.00 |
| 8. Account Maintenance | Php 50.00 |
| 9. Over Limit Fee | Php 500.00 |
| 10. Multiple Payment Processing Fee | Php 40.00 |
| 11. Returned Check Fee | Php 1,000.00 |
| 12. Charge Slip Retrieval Fee | Php 500.00 |
| 13. Certification Fee | Php 100.00 |
| 14. Reprinting of Statement Fee | Php 500.00 |
| 15. Installment Termination Service Fee | 5% of Remaining Principal or Php 1,500.00, whichever is higher |