| SERVICE FEES/CHARGES | AMOUNT |
|---|---|
| A. Deposit | |
| 1. ATM Charges | |
a. Withdrawal of Other Bank's ATM card via RBank ATM | Php 18.00 |
b. Inquiry (Other Bank's ATM) | Php 2.00 |
c. Inter-Bank Fund Transfer: Other Bank's ATM | Php 25:00 |
d. Over-the-counter Winthdrawals of ATM Accounts | Php 100.00 |
e. ATM Card Replacement | Php 150.00 |
f. Cash Card Inactivity Fee (after 6months of inactivity) | Php 300.00 |
| 2. Return Check | |
a. Presenting Bank | Php 1,000.00 |
b. Drawee Bank | Php 1,000.00 |
Service Charge for every P40,000 per day | Php 200.00 |
Recalling of Returned Check | Php 300.00 |
| 3. Below Maintaining Balance | |
a. Passbook Saving Account | Php 500.00 |
b. ATM Savings Account | Php 500.00 |
c. Tykecoon Savings Account | Php 500.00 |
d. Checking - Individual | Php 500.00 |
e. Checking - Corporate | Php 500.00 |
f. Dollar Savings Account | $ 10.00 |
g. Jap Yen | ¥ 1,000.00 |
h. Euro | € 10.00 |
| 4. Early Closure Charge (90 Days from date opened) | |
a. Peso | Php 500.00 |
b. Dollar | $10.00 |
c. Jap Yen | ¥ 1,000.00 |
d. Euro | € 10.00 |
| 5. Stop Payment Order | Php 500.00 |
| 6. Passbook Replacement | Php 200.00 |
| 7. Inter-branch Withdrawal/Deposit (Applicable only for inter0regional transactions. The fee may be waived if the client's ADB is at least PHP 150,000.00) | Php 125.00 |
| 8. Passbook Replacement | |
a. Personal | Php 300.00 |
b. Commercial | Php 500.00 |
| 9. Bank Certification | Php 200.00 |
| 10. Statement of Account (Requested by client) | Php 100.00 for the first five (5) pages and **PHP10.00 for every succeeding page |
| 11. Withdrawal of FCDU prior to Lapse of Hold-Out Period | 0.0025 x Amount |
| 12. Domestic BP Charges | |
a. Local Checks | Amount x 18% x 2/360 or PHP 150.00 whichever is higher |
b. Local MCs | Amount x 18% x 2/360 or PHP 100.00 whichever is higher |
| 13. Foreign BP Charges | 0.25% |
| B. SSA/Time Deposits | |
| 1. Pre-Termination | |
a. If run date is less than 50% of the agreed term | (Principal x Interest Rate x Term / No. of Run Days) * 25% |
b. If run date is equal to or more than 50% of the agreed term | (Principal x Interest Rate x Term / No. of Run Days) * 25% |
| 2. Documentary Stamp Tax | |
a. If run period is less than 1 year (365 days) | Placed Amount/200 x Term/365 days x Php 1.50 |
b. if run period is equal to or more than 1 year (365 days) | Placed Amount/200 x Php 1.50 |
| C. Others - Branch | |
| 1. Manager's Check | Php 75.00 |
| 2. Demand Draft | $5.00 |
| 3. Telegraphic Transfer | |
a. USD | |
i. Bene | $17.50 |
ii. Our | $27.50 |
b. Third Currencies | |
i. Bene | $17.50 |
ii. Our | $37.50 |
| 4. Early Closure Charge (90 Days from date opened) | |
a. Outgoing | Php 300.00 |
b. Incoming | Php 150.00 |
| 5. PDDTS | $15.00 |
| 6. Safety Deposit Box | |
a. SDB Rental Fee (no pro-rating) | |
i. 5 x 5 x 24 | Php 1,500.00 |
ii. 3 x 10 x 24 | Php 2,000.00 |
iii. 5 x 10 x 24 | Php 2,500.00 |
iv. 10 x 10 x 24 | Php 3,000.00 |
b. Deposit for Keys | Php 1,000.00 |
c. ADB required to Qualify for SDB Rental | Php 500,000.00 |
d. SDB Force Open Charge | Equivalent to twice the fee charged by the service provider to the Bank |
| 7. Check Voucher Encashment | Php 75.00 |
| 8. Day and Night Deposit | |
a. Bag Rent | Php 2,000.00 |
b. Guarantee Deposit per Bag Use | Php 2,000.00 |
c. Required ADB | Php 300,000.00 |
| 9. Deposit Pick-up (DPI) Free (if required ADB is not met) (Refer to Annex B for the Required ADB on free DPU service) | Php 1,000.00 per pick-up |
| 10. Bills Payment | |
a. Required ADB | Php 500,000.00 |
b. Fees | Php 10.00 per txn in excess of 100 txn per day |
c. One-time Programming fee | Php 30,000.00 |
| 11. Electronic Invoice Presentment and Payment | |
a. Required ADB | Buyer - Php 500,000.00 Seller - Php10,000,000.00 |
b. Fee per paid Transaction | Buyer - Not applicable Seller - Php20.00 |
| D. Loans | |
| 1. Housing Loan | |
a. Appraisal Fee | |
i. Within Metro Manila | Php 3,500.00 or actual cost, whichever is higher **Php 500.00 for each additional title |
ii. Outside Metro Manila | Php 4,500.00 or actual cost, whichever is higher **Php 500.00 for each additional title |
b. Processing Fee | |
i. Non-JG | Php 3,500.00 |
ii. JG | Php 2,000.00 |
c. Inspection Fee per Visit | |
i. Within Metro Manila | Php 1,000.00 |
ii. Outside Metro Manila | Php 1,500.00 |
d. Computer Fee (For REM) | Php 2,400.00 |
e. Notarial Fee | Php 250.00 per document |
f. Late Payment Charge | 3% per month on unpaid amortizationt |
g. Pre-payment Fee | 1.5% of the principal amoun prepaid |
h. Handling fee for Pre-termination | 1.5% of the principal amoun prepaid |
| 2. Personal Loan Program | |
a. Processing Fee | |
i. JG | Php 250.00 |
ii. Non-JG Accredited | Php 500.00 |
iii. Direct | |
1) Load Amount of P10,000 to P20,000 | Php 1,000.00 |
2) Loan Amount over P20,000 | Php 2,000.00 |
iv. Seafarer's Loans | 1% of loan amount |
v. Seasoned Depositors | 1% of loan amount or P500, whichever is higher |
vi. PLP Appliance Loan Program | Php 250.00 |
b. Late Payment Charges | 5% per month on unpaid amortization |
*For staff loan: | |
i. Rbank and JG employees | 5% per month on unpaid amortization |
ii. non-JG/Direct/Calamity Loan | 5% per month on unpaid amortization |
iii. Non-JG (Semi-monthly amortization) | 3% per month on unpaid amortization |
c. Pre-Payment Fee | 1.5% of the principal amount prepaid |
d. Handling fee for Pre-termination | 1.5% of the principal amount prepaid |
| 3. Auto Loan | |
a. Registration to Registry of Deeds (RD) | *Depends on the applicable fees set by the concerned RD |
b. Notarial Fee | Minimum of Php 250.00 per document |
c. Processing Fee Note: Except for 3-party dealer generated transactions and 2-party dealer generated transactions whose CHM registration is handled by the dealer. | Php 5,000.00 |
d. Service Fee Note: Except for 3-party dealer generated transactions and 2-party dealer generated transactions whose CHM registration is handled by the dealer. | Minimum of Php 3,000.00 or actual cost, whichever is higher |
e. Fees for second-hand vehicles | |
i. Car History Fee | Php 1,500.00 or actual cost, whichever is higher |
ii. Appraisal Fee | |
1) Within Metro Manila | Php 1,500.00 |
2) Outside Metro Manila | Php 2,500.00 |
iii. Handling Fee | Php 2,500.00 |
f. Late Payment Charges | 5% per month on unpaid amortization |
g. Pre-payment Fee | 1.5% of the pricipal amount prepaid |
h. Handling fee for pre-termination | 1.5% of the pricipal amount prepaid |
i. Cacellation Fee for pre-termination | Php 500.00 |
j. Notarial Fee for loan pay-off | Php 250.00 |
| 4. Small Business Loan | |
a. Appraisal Fee | |
i. Within Metro Manila | Php 3,500.00 Php 500.00 for each additional title |
ii. Outside Metro Manila | Minimum of Php 4,000.00 OR actual cost whichever is higher Php 500.00 for each additional title |
b. Processing Fee | |
i. Term Loan | Php 5,000.00 |
ii. Credit Line | Php 5,000.00 |
c. Late Payment Charge | 3% per month on unpaid amortization |
d. Pre-payment Fee | 1.5% of the principal amount prepaid |
e. Handling fee for Pre-termination | 1.5% of the principal amount prepaid |
| 5. mSME | |
a. Processing Fee | 1.5% of loan amount |
b. Notarial Fee | Php 250.00 per document |
c. Documentary Stamps Tax for Deed of Assignment | (Hold-out amount / 5000) x 20 + 20 |
d. Late Payment Charge | 3% per month on unpaid amortization |
e. Pre-termination Fee | 3% of outstanding balance |
f. Notarial Fee for loan pay-off | Php 250,00 |
| 6. Cash Secured Loan - Late Payment charge | 3% per month on unpaid amortization |
| 7. Motorcycle Loan | |
a. Miscellaneous Fees | |
i. Luzon | Php 1,600.00 |
ii. Provincial | Php 3,500.00 |
iii. Tricycle Models for NCR branches except Las Pinas | Php 2,900.00 |
b. Penalty Fee | 1% per Month |
c. Pre-payment Fee | 1.5% of the principal amount prepaid |
d. Handling fee for Pre-termination | 1.5% of the principal amount prepaid |
| 8. Commercial Loans | |
Appraisal Fee | |
i. Within Metro Manila | Php 3,500.00 **Php 500.00 for each additional title |
ii. Outside Metro Manila | Minimum of Php4,000.00 OR actual cost whichever is higher **Php 500.00 for each additional title |
| 9. Others | |
a. Pull-out of PDCs for loan payment due to insufficient funds | Php 1,000 per PDC |
b. Notarial Fee | Php 250.00 per document |
c. Documentary Stamp Tax on PN (For all loan products except Personal Loan Accounts (for personal use only and not for business or re-sale) with loan amount not exceeding Php 250,000.00 which shall not be charged any DST.) | |
i. For Loan Term below 365 days | Loan amount / 200 (Rounded up to the nearest peso) x No. of days / 365 x 1.50 |
ii. For Loan term of 1 year and above | Loan amount / 200 (Rounded up to the nearest peso) x 1.50 |
d. Documentary Stamp Tax for REM
Note: For PN with REM, DST to be applied shall be
which ever computation is higher (c or d) | Loan amount / 5,000 (Rounded up to the nearest peso) x 20 + 20 |
e. Document Stamp Tax for Chattel Mortgage
Note: For Pn with REM, DST to be applied shall be whichever computation is higher (c or e)
| Loan amount / 5,000 (Rounded up to the nearest peso) x 20 + 20 |
f. Reissuance of Cancellation of Mortgage | Php 500.00 |
g. Preparation of Cancellation of REM/CHM | Php 500.00 |
| E. Treasury | |
| Bank Certification | Php 200.00 |
| F. Interbank Fund Transfer( Direct2Bank) | |
| 1. PesoNet via Over-the-Counter Branch Transaction | Php 100.00 |
| 2. PesoNet via Online Banking | Php 20.00 |
| 3. InstaPay via Online Banking | Php 10.00 |
| G. Credit Cards | |
| 1. Annual Membership Fees | |
| For DOS Classic and Platinum:No Annual Fee when you use your card 12 times within a year. | |
| For Pru Life UK Classic and Platinum:No Annual Fee when you use your card to enroll your Pru Life UK policy to the auto payment facility. | |
a. Principal | |
i. UNO and DOS Classic | Php 100.00 per month |
ii. UNO and DOS Platinum | Php 3,000.00 |
ii. Robinsons Cashback | Php 2,500.00 |
ii. Pru Life UK Classic | Php 1,200.00 |
ii. Pru Life UK Platinum | Php 3,000.00 |
b. Supplementary | |
i. UNO and DOS Classic | Php 50.00 per month |
ii. UNO and DOS Platinum | Php 1,500.00 |
ii. Robinsons Cashback | Php 1,250.00 |
ii. Pru Life UK Classic | Php 600.00 |
ii. Pru Life UK Platinum | Php 1,500.00 |
| 2. Revolving Interest/Finance Charge | 2% |
| 3. Late Payment Fee | Php 750.00 |
| 4. Foreign Currency Mark-up | 3% |
| 5. Card Replacement Fee | Php 750.00 |
| 6. Payment Refund Fee | Php 500.00 |
| 7. Account Maintenance | Php 50.00 |
| 8. Over Limit Fee | Php 750.00 |
| 9. Multiple Payment Processing Fee | Php 40.00 |
| 10. Returned Check Fee | Php 1,000.00 |
| 11. Charge slip Retrieval Fee | Php 500.00 |
| 12. Certification Fee | Php 100.00 |
| 13. Reprinting of Statement Fee | Php 500.00 |
| 14. Installment Termination Service Fee | 5% of Remaining Principal |
| 15. Quasi Cash Fee | 5% of the transaction amount |
| 16. Gaming Fee | 5% of the transaction amount |
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