Earn Rewards Points while Saving
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Monitor your balance and RRewards points through RBank Digital
PRODUCT FEATURES
| Evidence of Account | Visa Debit Card |
| Opening and Maintaining Balance | PHP 100.00 |
| Interest rate (Per annum) Effective March 1, 2024 |
0.0625% |
| Balance to earn Interest | PHP 10,000.00 |
| Monthly maintaining balance to start earning points |
PHP 5,000.00 |
*Open to all Go Rewards cardholders.
REWARDS POINTS MECHANICS
| Conditions | Earned Points |
| For every Php5,000 monthly ADB | 1 point |
| For every Php10,000 in excess of Php50,000 monthly ADB | 3 points |
| Php 3,000,000 and up ADB | Maximum Points: 1,250 |
Sample points formula
| Monthly ADB | Earned Points |
| Php 5,000 | 1 point |
| Php 8,000 | 1 point |
| Php10,000 | 2 points |
| Php 20,000 | 4 points |
| Php 50,000 | 10 points |
| Php 55,000 | 10 points |
| Php 60,000 | 13 points |
| Php 69,000 | 13 points |
| Php 70,000 | 16 points |
| Php 3,000,000 | 1,250 points |
| Php 3,500,000 | 1,250 points |
Points can be monitored via RBank Digital
Got any questions? Feel free to contact us
| Detailed Features | Details/ Amount/Fee |
| Service Fees | |
| Domestic ATM Transaction | |
| ATM Withdrawal | |
| Using Robinsons Bank ATM | No Charge |
| Using Agency Banking convenience fee | Php 5.00 |
| Using Non-Robinsons Bank ATM | Php 11.00 |
| Balance Inquiry | |
| Using Robinsons Bank ATM | No Charge |
| Using Agency Banking convenience fee | Php 1.00 |
| Using Non-Robinsons Bank ATM | Php 2.00 |
| Card Replacement Fee | Php 150.00 |
| Early Account closure (less than 3 months) | Php 500.00 |
| Falling below maintaining balance (2 consecutive months) | Php 500.00 |
| Transaction Limits | |
| Max. withdrawable amount per transaction | Php 15,000.00 |
| Max. withdrawable amount per day | Php 50,000.00 |
| Others | |
| Card Fee | Php 150.00 |
| Inactivity/Service Fee | Php 150.00 |
1. Can I use my expired Go Rewards Card to open RRewards Savings?
A: No. An expired Go Rewards Card cannot be used.
2. Can I use the Go Rewards Card of my relative/friend to open RRewards Savings?
A: No. Go Rewards Card of other person cannot be used.
3. How long before I get my account details when I open RRewards Savings?
A: Since account opening is via Sign Up, you will receive your account details via email in seconds.
4. Is my RRewards Savings account active already?
A: Yes. Once you get the account no. its already active.
5. Can I also open RRewards Savings in the branch?
A: RRewards Savings can only be opened via RBank Sign Up
6. How can deposit to my RRewards Savings?
A: You may use channels such as Instapay, PesoNet, OTC, CDM etc. to deposit
7. Will I be receiving an ATM/Debit Card for my RRewards Savings?
A: You can avail of RRewards Savings Debit card for only PHP 150.00
8. Where can I get my ATM/Debit Card?
A: Your Visa Debit Card will be delivered to the Servicing branch you selected.
9. How much should I maintain in my account to keep it active?
A: The Minimum Maintaining Balance is Php 100.00
10. How much should I put in my account to earn Rewards points?
A: You need to have a minimum ADB (monthly) of Php 5,000.00 to earn Rewards points
11. How many points do I get from maintaining an ADB of ____ (amount)?
A: please refer to REWARDS POINTS MECHANICS
12. What is the maximum no. of Rewards points that I can earn monthly?
A: You can earn a maximum of 1,250 Rewards points monthly
13. Where do I see my earned Rewards points?
A: You may view your updated/available Rewards points in RBank Digital
14. How can I transfer/redeem my earned Rewards points to my Go Rewards?
A: You can transfer/redeem your Rewards points using RBank Digital
15. What is the minimum Rewards points that I can transfer/redeem?
A: Minimum Rewards points that can be transferred/redeemed is 10pts.
16. Can I transfer/redeem my Rewards points partially?
A: Yes. You may partially transfer/redeem your Rewards Points
17. When will my earned Rewards points from ADB for the month be added in my points balance?
A: Crediting of ADB Rewards points will be on the 5th day of the succeeding month.
18. How long will it take to reflect the Rewards points I transferred/redeemed in my Go Rewards?
A: It will take about 3-5 banking days before it will reflect in your Go Rewards
19. Is there an expiry on the Rewards Points I earned?
A: Yes. Unclaimed Rewards points will expire after 5 years
Deposits are Insured by PDIC up to Php 500,000 per depositor.