Robinsons Cashback

Shopping just got better with the new Robinsons Cashback! Enjoy up to 3% rebate at Robinsons Stores and up to 1% rebate on all other merchants. Now, it really pays to shop!

3% Cashback

Get up to 3%* rebate on your purchases at: Robinsons Brands and affiliated stores.

1% Cashback

Get up to 1%* rebate on all your purchases worth P3,500 and up at other merchants.

Promos and Discount

Enjoy exclusive discounts and special promos on Robinsons Retail brands when you shop using your Robinsons Cashback Credit Card.

E-statement of accounts

Access your monthly Statement of Account (eSOA) online.

Installment Plan

Enjoy a flexible installment plan to manage your credit card monthly bills.

Apply for installment now

Contactless Payment

Shopping could be as easy as a tap with Mastercard PayPass.

Better Security

Receive SMS alerts for every approved transactions made using your Robinsons Cashback Credit Card.

Safer Online Transaction

Thanks to the EMV-chip technology, you will be given a one-time password (OTP) for 3d secure transactions.

*For every single transaction worth at least P3,500. Maximum of P20,000 rebate per year.

MINIMUM APPLICATION REQUIREMENT:

  1. Must be 21 to 65 years old; at least 16 years old for SUPPLEMENTARY cardholders.
  2. Must be a Filipino Citizen or a Foreigner who is a permanent resident of the Philippines for the last two (2) years.
  3. Must have a Minimum Gross Fixed Annual Income of P180,000 if single and P240,000 if married.
  4. Must be a regular employee or has an existing business that has been operating for the past two (2) years.
  5. Must have a working landline, a postpaid mobile phone, and an existing email address.
  6. Must reside or work within an area where a Robinsons Bank branch is located.

REQUIRED DOCUMENTS

1. One (1) valid and unexpired photo-bearing Proof of Identification

Valid Proof of Identification List:
  1. Company ID, if company is SEC, IC, or BSP supervised or registered
  2. Passport
  3. Driver’s License
  4. Social Security System (SSS) ID (plastic card type with scanned signature)
  5. Tax Identification Number (TIN) Card (plastic card type)
  6. Government Service Insurance System (GSIS) Card
  7. Professional Regulation Commision (PRC) ID
  8. Voter’s ID
  9. Unified Multi-Purpose ID (UMID)
  10. All other IDS issued by the Philippine Government and its intrumentals

2. Proof of Income

Employed Applicants Applicant may submit any of the following:
  1. Copy of latest ITR duly stamped as received by the BIR Form 2316 signed by the employer’s authorized representative
  2. Latest payslip for one month
  3. Original Certificated of Employment (COE) indication the status, tenure, and compensation details.
Self-Employed Applicants
  1. Copy of latest ITR duly stamped as received by the BIR and Audited Financial Stements for at least two (2) years
  2. Copy of Registration of Business Name
    • For Single Proprietorship: Department of Trade and Industry (DTI) Registration
    • For Partnership / Corporation: SEC Registration
  3. Last three (3) months bank statement
For Foreigners Any of the following official documents:
  1. Valid Visa or Work Permit
  2. Alien Certificate of Registration (ACR) or Immigrant Certificate of Registration Identification card (ACR-I)
  3. Valid Passport with any of the following:
    • Special investors Resident Visa
    • Special Non-Immigrant Visa for PEZA investors and employees
    • Visa with Executive Order No. 226
  4. Copy of Employment Contract or COE
  5. Letter from the Embassy (for Embassy officials)
TYPES OF FEES AND CHARGESDESCRIPTIONROBINSONS CASHBACK
Membership FeeFee charged annually for having an available credit line and for account maintenance purposes.Primary: P2,500 Supplementary: P1,250
Finance ChargeInterest charges on cash and retail transactions if cardholder pays any amount below the Total Amount Due or the Minimum Amount Due.3.88%
Late Payment FeeCharged when cardholder does not pay on the Payment Due Date and/or pays an amount lower than the Minimum Amount Due.P700
Foreign Currency* Mark-upThis is a mark-up fee on top of currency conversion rate for transactions other than Philippine Peso; usually on charges outsie the country or through the internet.3%
Card Replacement FeeThis is charged to the cardholder for request for replacement of lost/stolen and damaged cards, name update/correction, etc.P500
Payment Refund FeeThis is charged to the cardholder when a refund for an overpayment is requested. This covers cost for processing of refund. All refunds are in Peso.P500
Account MaintenanceA monthly fee or amount equivalent to the credit balance, whichever is lower shall be charged to the cardholder for closed/cancelled credit card account is zeroed out.P500
Over Limit FeeA fee charged to the cardholder for card usage beyond the assigned credit limit.P500
Multiple Payment Processing FeeThe cardholder is charged when he/she pays thru payment counters other than Robinsons Bank. Cardholder will be charged for every payment starting from the third payment onwards.P40
Returned Check FeeThis is charged to the cardholder when a check payment is dishonored or returned due to insufficient funds or uncollected deposits, etc.P1,000
Charge Slip Retrieval FeeThe cardholder is charged when he/she requests for a copy of his/her transaction/charge slip.P500
Certification FeeA fee charged when he/she request for a copy of his/her transaction/charge slip.P100
Printing of Statement FeeThis fee shall be charged to the cardholder for printing of statement of account.P500
Quasi Cash FeeA fee charged to card transactions which include, but are not limited to money orders, travelers cheques, or digital currencies, the transfer of funds from the credit card account to another party via wire transfer, transfers to deposit accounts and loading of electronic purses.5% of the transaction amount
Gaming FeeA fee charged to card transactions made at gaming/gambling establishments, including the placement of wagers, purchase of lottery tickets, gaming chips, as well as any other values in conjunction with any gaming or gambling activity.5% of the transaction amount

*Purchases in foreign currency are billed in Philippine Peso based on Mastercard Internation rates. It shall be subject to foreign currency mark up fee and international service assessment fees imposed by Mastercard.

For complete Robinsons Cashback Credit Card Terms and Conditions, click here.

Conveniently pay your Robinsons Bank Credit Card bill through the following Payment Channels:
Robinsons Bank Branches Please click here to locate the nearest RBank branch.
Robinsons Bank ATMs Please click here to locate the nearest RBank ATM.
Robinsons Bank Online If you have an RBank Account, you may login to https://personalonlinebanking.robinsonsbank.com.ph using your computer or download the Robinsons Bank mobile app via Apple Store or Google Play.
Auto-Debit Arrangement (ADA) Facility If you are an existing Robinsons Bank Account Holder, you may enroll to the ADA facility to automatically settle your monthly Robinsons Bank Credit Card bill without the need to personally make payments. You may choose to settle either your Total Amount or Minimum Amount Due reflected on your Credit Card statement of account.Please click for the Program Guidelines or download the ADA Request Form.
Robinsons Department Store Pay through the Robinsons Department Store and proceed to the Business Center. Please click here for a complete list of branches.
7-Eleven Pay through 7-Eleven branches using the CLIQQ Machine. Please click here to locate 7-Eleven branches near you.
ECPay Pay through any accredited ECPay Partner Outlets nationwide. Please click here to locate ECPay Partner Outlets near you.
BancNet Pay through the following BancNet channels*: *Applicable to participating members/banks
SM Bills Payment Counters Pay through the SM Bills Payment Counter located inside the following establishments:
  • SM Department Store
  • SM Hypermarket
  • Savemore
  • SM Cherry*
  • Waltermart*
*Applicable to participating branches
BDO Pay through the following BDO channels:
  • BDO Online Banking through www.bdo.com.ph for BDO deposit account holders
  • BDO branches nationwide
(updated list of payment channels as of October 2018)

Frequently Asked Questions

Though there are many types of reward card now available from other banking institutions in the Philippines, the Robinsons Cashback Credit Card is unique for the following reasons:

Cardholders score a big 3% rebate when they use their card in Robinsons stores

A Robinsons Cashback Credit Card holder can gain back as much as 3% of their purchases at Robinsons-branded and Robinsons-affiliated stores. Some examples of these are Robinsons Department Store, Robinsons Supermarket, Robinsons Appliances, South Star Drug, True Value, and Daiso. If you are already a regular visitor of any of these stores in the Robinsons franchise, then you will be rewarded for each purchase with your Cashback Card.

Cardholders also get a 1% rebate on purchases amounting to PHP3,500 and up

Outside of Robinsons-affiliated stores, cardholders can also obtain 1% rebates at other establishments, as long as they amount to over PHP3,500. That helps to cushion hefty major expenses, such as those for utilities.

Contactless payment is possible with a Robinsons Cashback Credit Card

No need to worry about withdrawing large amounts of cash and having to keep it somewhere safe; the Robinsons Cashback Credit Card enables swift, convenient, and contactless payment through a system like MasterCard’s PayPass.

Safe transactions are assured

The Cashback Card’s updated EMV chip technology makes every transaction more secure. When it demands a one-time password (OTP) for 3-D secure payments, it ensures that only authorized cardholders can complete a purchase with the Cashback Card. Robinsons Bank will also send SMS alerts in case of any suspicious activity with the card.

Cardholders will be treated to numerous rewards

Of course, what makes owning the Robinsons Cashback Credit Card special is its range of exclusive rewards. There will be no shortage of exciting rewards to be had in this credit card program. Some of the ones you can look forward to are freebies, big discounts at sale events, and special rates with partner airlines, among others.

The Robinsons Cashback Credit Card is a highly practical, adaptable, and easy-to-use credit card for people of different stations. Among the kinds of people who can make good use of a Robinsons Cashback Credit Card are:

The family’s primary breadwinner

If you’re the one your family depends on to make major financial decisions, this card will come to your aid. It will be easy for you to complete a wide range of transactions that are for the good of your family.

The household manager

Are you the one who does most of the shopping for your household’s essentials, such as food and homeware? The Robinsons Cashback Credit Card will help you maintain your home to the standard you want for it, and it will also help you save a little extra for your household’s future needs.

Students who are supplementary cardholders

Even students who are above the age of 16 may learn how to use the Robinsons Cashback Credit Card for school supplies, clothing, and more. This could also be an opportunity for parents to teach their children about being responsible with finances at a young age.

Someone who visits Robinsons establishments on the regular

Robinsons owns some of the most well-known and most accessible malls and retails stores in the Philippines. If you already reside or work near a major Robinsons establishment, and you frequently shop for your daily needs there, then pure convenience is a good reason to get a Robinsons Cashback Credit Card.

You can use your Robinsons Cashback Credit Card to complete a variety of transactions, notably in one of Robinsons’ flagship establishments. The 3% rebate on the Cashback Card will come in particularly handy for the following types of purchases:

Groceries

The supermarket is a place that will see a lot of action from your credit card, as groceries are a weekly need. Since you already expect to spend a lot of your budget on groceries, you might as well achieve greater savings when you use your Cashback Card in a Robinsons Supermarket.

Appliances

Household appliances are another hefty expense that you will always want to save money for. Luckily, the 3% rebate on your Cashback Card will make it easier for you to buy quality appliances, especially if they’re from Robinsons Appliances.

Medicines

Do invest in your health and that of your family—and save a little money at the same time—when you use your Robinsons Cashback Credit Card to buy medicines. The 3% rebate will apply at Robinsons-affiliated drug store chain South Star Drug.

Tools and hardware

The Robinsons Cashback Credit Card also makes it easier to spend on high-quality tools and hardware. You can score the 3% rebate by purchasing these in Handyman, True Value, and Robinsons Builders.

Clothing

You can also use your card to purchase functional, stylish clothing at a number of Robinsons-affiliated clothing stores. Aside from Robinsons’ own Department Store, you can also get fashionable finds for a little less from stores like Topshop, Topman, Miss Selfridge, Dorothy Perkins, and Warehouse.

Toys

Want to buy fun, educational toys for your children, grandchildren, or godchildren? The Robinsons Cashback Credit Card can also be used in Toys R Us.

Discount stores

Many people bulk-buy at discount stores like Daiso for items like toilet paper, liquid soap, and plastic ware. A bargain buy at Daiso will be even cheaper for you with the Robinsons Cashback Credit Card’s rebate!

Applying for your own Robinsons Cashback Credit Card is a simple process. If you already meet Robinsons Bank’s age, citizenship, and stable income requirements listed above; if you have access to a working landline phone, a postpaid mobile line, and an active email address; and if you live or work near a Robinsons Bank branch, you may apply online through our website.

Among the documents that you will need to prepare are a valid government-issued ID; proof of stable income (BIR Form 2316 for Annual Income Tax Return, Certificate of Employment, pay slips, DTI registration, or audited financial requirements); and proof of citizenship. If you are a foreigner who has taken up permanent residency in the Philippines for two years or more, you are also eligible to apply for a Robinsons Cashback Credit Card. You will just need to provide copies of your visa or work permit, Alien Certificate of Registration (ACR), passport, and Certificate of Employment.

Once you have a card of your own, don’t forget to be responsible about paying the necessary fees. You can settle your payments in any Robinsons Bank branch, with your Robinsons Bank Online account, or through a Robinsons Bank ATM. If you’re worried about forgetting your payments, there’s also the option to auto-debit them through Robinsons Bank’s Auto Debit Arrangement facility.

Yes, you can! With the Robinsons Cashback Credit Card, it really does pay to shop! This card can serve as a financial tool that achieves the following: (1) increases the value of each purchase you make, especially at a Robinsons-affiliated store, and (2) helps you earn part of your money back so that you can save for a rainy day.

Take advantage of big rebates, secure and organized transactions, and a bunch of exciting rewards by getting a Robinsons Cashback Credit Card today!