Pru Life UK Credit Card

The Pru Life UK Credit Card is a co-brand card with Robinsons Bank that offers premium payment facility benefits exclusively to Pru Life UK customers.

Pru Life UK Classic Mastercard

Pru Life UK Platinum Mastercard

Free Annual Fee

Simply use your card to enroll your policy to the
auto payment facility.

0% Installment*

Your qualified hospital and/or drugstore transactions will automatically converted to 0% installment for 3 months.

Reward Points*

Earn rewards points for every purchase made
- 5x Rewards Points for PLUK transactions (P50 = 5pts)
- 1x Rewards Point for all other transaction (P50 = 1pt)

Exclusive Perks and Discounts

Get perks and discounts from our health and wellness partner merchants.

Plus, all these features exclusive to Pru Life UK Platinum Mastercard Cardholders:

Priority Pass*

Get access to more than 1,200 lounges globally and enjoy 900+ offers from their partner merchants.


Free Travel Insurance*

Use your card every time you purchase your international travel ticket.

*Terms and Conditions apply 



  • Must be a Pru Life UK Policyowner, Employee, or Agent
  • Must be 21 to 65 years old; at least 16 years old for Supplementary Cardholders
  • Must be a Filipino Citizen or a Foreigner who is a permanent resident of the Philippines for the last two (2) years
  • Must have a Minimum Gross Fixed Annual Income of Php 180,000 if single and Php 240,000 if married

  • Must be a regular employee or has an existing business that has been operating for the past (2) years
  • Must have a working landline, a postpaid mobile phone and an existing email address
  • Must reside or work within an area where a Robinsons Bank branch is located


  • Copy of the latest ITR duly stamped as received by the BIR Form 2316 signed by the employer’s authorized representative
  • Latest payslip for one month
  • Original Certificate of Employment (COE) indicating the status, tenure, and compensation details
  • One (1) valid and unexpired photo-bearing Proof of Identification


  • Copy of the latest ITR duty stamped as received by the BIR and Audited Financial Statements for at least two (2) years
  • Copy of Registration of Business Name (Mandatory Requirement)
  • Last three (3) months bank statement (optional)
  • One (1) valid and unexpired photo-bearing Proof of Identification


  • One (1) valid and unexpired photo-bearing Proof of Identification
  • Any of the following official documents:
    • Valid Visa or Work Permit
    • Alien Certificate of Registration (ACR) or Immigration Certificate of Registration (ICR) or Alien Certificate of Registration Identification Card (ACR-1)
    • Valid Passport with any of the following:
      • Special Investors Resident Visa
      • Special Non-Immigrant Visa for PEZA investors and Employees
      • Visa with Executive Order No. 226


  • Company ID, if company is SEC, IC or BSP supervised or registered
  • Passport
  • Driver’s License
  • Social Security System (SSS) ID (plastic card type with signature)
  • Tax Identification Number (TIN) Card (plastic card type)
  • Philhealth Card
  • Government Service Insurance System (GSIS) Card
  • Professional Regulation Commission (PRC) ID
  • Voter’s ID
  • Unified Multi-Purpose ID (UMID)
  • All other IDs issued by the Philippine Government and its instrumentalities
Annual FeeAnnual fee will be waived if the cardholder uses the Pru Life UK Mastercard to enroll his/her policy to the auto payment facility. Otherwise, fee shall apply.Classic: P 1,200
Platinum: P 3,000
Finance ChargeInterest charges on retail transactions if cardholder pays any amount below the Total Amount Due or the Minimum Amount Due.2%
Late Payment FeeCharged when cardholder does not pay on the Payment Due Date and/or pays an amount lower than the Minimum Amount Due.P 750
Foreign Currency* Mark-upThis is a mark-up fee on top of currency conversion rate for transactions other than Philippine Peso; usually on charges outsie the country or through the internet.3%
Card Replacement FeeThis is charged to the cardholder for request for replacement of lost/stolen and damaged cards, name update/correction, etc.P 750
Payment Refund FeeA fee charged to the cardholder when a refund for an overpayment is requested. This covers cost for processing of refund. All refunds are in Peso.P 500
Account MaintenanceA monthly fee or amount equivalent to the credit balance, whichever is lower, shall be charged to the cardholder for closed/cancelled credit card accounts with overpayment. Charging will be done until account is zeroed out.P 50
Over Limit FeeA fee charged to the cardholder for card usage beyond the assigned credit limit.P 750
Multiple Payment Processing FeeThe cardholder is charged when he/she pays thru payment counters other than Robinsons Bank. Cardholder will be charged for every payment starting from the third payment onwards.P 40
Installment Termination Service FeeThis fee shall be charged when cardholder requests for pre-term of his/her installment.5% of Remaining Principal
Returned Check FeeThis is charged to the cardholder when a check payment is dishonored or returned due to insufficient funds or uncollected deposits, etc.P 1,000
Charge Slip Retrieval FeeThe cardholder is charged when he/she requests for a copy of his/her transaction/charge slip.P 500
Certification FeeA fee charged to the cardholder for certification requests for fully paid accounts, good credit standing, etc.P 100
Printing of Statement FeeThis fee shall be charged to the cardholder for printing of statement of account.P 500
Quasi Cash FeeA fee charged to card transactions which include, but are not limited to money orders, travelers cheques, or digital currencies, the transfer of funds from the credit card account to another party via wire transfer, transfers to deposit accounts and loading of electronic purses.5% of the transaction amount
Gaming FeeA fee charged to card transactions made at gaming/gambling establishments, including the placement of wagers, purchase of lottery tickets, gaming chips, as well as any other values in conjunction with any gaming or gambling activity.5% of the transaction amount

*Purchases in foreign currency are billed in Philippine Peso based on Mastercard Internation rates. It shall be subject to foreign currency mark up fee and international service assessment fees imposed by Mastercard.

Conveniently pay your Robinsons Bank Credit Card bill through the following Payment Channels:

Robinsons Bank Branches
Please click here to locate the nearest RBank branch.
Robinsons Bank ATMs
Please click here to locate the nearest RBank ATM.
Robinsons Bank Online
If you have an RBank Account, you may login to using your computer or download the RBank Digital mobile app via Apple Store or Google Play.
Auto-Debit Arrangement (ADA) Facility
If you are an existing Robinsons Bank Account Holder, you may enroll to the ADA facility to automatically settle your monthly Robinsons Bank Credit Card bill without the need to personally make payments. You may choose to settle either your Total Amount or Minimum Amount Due reflected on your Credit Card statement of account.Please click for the Program Guidelines or download the ADA Request Form.
Pay using InstaPay service of your depository bank or institution. Click here for more details .
Robinsons Department Store
Pay through the Robinsons Department Store and proceed to the Business Center. Please click here for a complete list of branches.
Pay through 7-Eleven branches using the CLIQQ Machine. Please click here to locate 7-Eleven branches near you.
Login to your Gcash account and pay your Robinsons Bank Credit Card bill.
Pay through any accredited ECPay Partner Outlets nationwide. Please click here to locate ECPay Partner Outlets near you.

Pay through the following BancNet channels*:

*Applicable to participating members/banks

SM Bills Payment Counters
Pay through the SM Bills Payment Counter located inside the following establishments:

  • SM Department Store
  • SM Hypermarket
  • Savemore
  • SM Cherry*
  • Waltermart*

*Applicable to participating branches

Pay through the following BDO channels:

  • BDO Online Banking through for BDO deposit account holders
  • BDO branches nationwide

(updated list of payment channels as of July 2021)

Q: How do I apply for a Pru Life UK Credit Card?   ​

A:   You may apply for a Pru Life UK Credit Card via the Online Credit Card Application Form. ​


Q: Can I choose between Classic or Platinum Pru Life UK Credit Card? ​

A:  This will depend on the evaluation of Robinsons Bank, you may receive a Pru Life UK Credit Card type other than your choice.


Q: How long will it take to process the Pru Life UK Credit Card application? ​

A:   Credit card application will be processed at least 10-15 working days, but for applications with lacking​ information/documents, this will result in a delay for processing. Please note that all applications are subject​ to the Bank’s approval. ​


Q: How do I activate my card? ​

A: You may activate your card by: ​

a) Sending a text message "RBANK ACTIVATE <First Name/Last Name/Last 4 digits of card> to 2256​,

b) Calling C3 +632 8637-2273​, or

c) Email​


Q: Is there a notification for credit card application status?   ​

A: Yes, there will be an SMS Notification that the application has been approved or declined. ​


Q: How much is the annual fee for Pru Life UK Credit Card? ​

A: Free Annual Fee if your policy is enrolled to auto payment facility. Otherwise, you will be charged on the​ 2nd year:

  • Pru Life UK Platinum Mastercard – P3,000
  • Pru Life UK Classic Mastercard – P1,200