Pru Life UK Classic Mastercard
Pru Life UK Platinum Mastercard
Important note: Please be advised that starting October 2023, we have discontinued the acceptance of new applications for the PRU Life of UK Mastercard.
Free Annual Fee
Simply use your card to enroll your policy to the
auto payment facility.
0% Installment*
Your qualified hospital and/or drugstore transactions will automatically converted to 0% installment for 3 months.
Reward Points*
Earn rewards points for every purchase made
- 5x Rewards Points for PLUK transactions (P50 = 5pts)
- 1x Rewards Point for all other transaction (P50 = 1pt)
Exclusive Perks and Discounts
Get perks and discounts from our health and wellness partner merchants.
Plus, all these features exclusive to Pru Life UK Platinum Mastercard Cardholders:
Priority Pass*
Get access to more than 1,200 lounges globally and enjoy 900+ offers from their partner merchants.
Free Travel Insurance*
Use your card every time you purchase your international travel ticket.
*Terms and Conditions apply
Fees & Charges
| TYPES OF FEES AND CHARGES | DESCRIPTION | FEE |
|---|---|---|
| Annual Fee | Annual fee will be waived if the cardholder uses the Pru Life UK Mastercard to enroll his/her policy to the auto payment facility. Otherwise, fee shall apply. | Classic: P 1,200 Platinum: P 3,000 |
| Finance Charge | Interest charges on retail transactions if cardholder pays any amount below the Total Amount Due or the Minimum Amount Due. | 3% |
| Late Payment Fee | Charged when cardholder does not pay on the Payment Due Date and/or pays an amount lower than the Minimum Amount Due. | P 750 |
| Foreign Currency* Mark-up | This is a mark-up fee on top of currency conversion rate for transactions other than Philippine Peso; usually on charges outsie the country or through the internet. | 3% |
| Card Replacement Fee | This is charged to the cardholder for request for replacement of lost/stolen and damaged cards, name update/correction, etc. | P 750 |
| Payment Refund Fee | A fee charged to the cardholder when a refund for an overpayment is requested. This covers cost for processing of refund. All refunds are in Peso. | P 500 |
| Account Maintenance | A monthly fee or amount equivalent to the credit balance, whichever is lower, shall be charged to the cardholder for closed/cancelled credit card accounts with overpayment. Charging will be done until account is zeroed out. | P 50 |
| Over Limit Fee | A fee charged to the cardholder for card usage beyond the assigned credit limit. | P 750 |
| Multiple Payment Processing Fee | The cardholder is charged when he/she pays thru payment counters other than Robinsons Bank. Cardholder will be charged for every payment starting from the third payment onwards. | P 40 |
| Installment Termination Service Fee | This fee shall be charged when cardholder requests for pre-term of his/her installment. | 5% of Remaining Principal |
| Returned Check Fee | This is charged to the cardholder when a check payment is dishonored or returned due to insufficient funds or uncollected deposits, etc. | P 1,000 |
| Certification Fee | A fee charged to the cardholder for certification requests for fully paid accounts, good credit standing, etc. | P 100 |
| Printing of Statement Fee | This fee shall be charged to the cardholder for printing of statement of account. | P 500 |
| Quasi Cash Fee | A fee charged to card transactions which include, but are not limited to money orders, travelers cheques, or digital currencies, the transfer of funds from the credit card account to another party via wire transfer, transfers to deposit accounts and loading of electronic purses. | 5% of the transaction amount |
| Gaming Fee | A fee charged to card transactions made at gaming/gambling establishments, including the placement of wagers, purchase of lottery tickets, gaming chips, as well as any other values in conjunction with any gaming or gambling activity. | 5% of the transaction amount |
Payment Channels
Conveniently pay your Robinsons Bank Credit Card bill through the following Payment Channels:
Robinsons Bank Branches
Please click here to locate the nearest RBank branch.
Please click here to locate the nearest RBank branch.
Robinsons Bank ATMs
Please click here to locate the nearest RBank ATM.
Please click here to locate the nearest RBank ATM.
Robinsons Bank Online
If you have an RBank Account, you may login to https://online.robinsonsbank.com.ph/login using your computer or download the RBank Digital mobile app via Apple Store or Google Play.
If you have an RBank Account, you may login to https://online.robinsonsbank.com.ph/login using your computer or download the RBank Digital mobile app via Apple Store or Google Play.
Auto-Debit Arrangement (ADA) Facility
If you are an existing Robinsons Bank Account Holder, you may enroll to the ADA facility to automatically settle your monthly Robinsons Bank Credit Card bill without the need to personally make payments. You may choose to settle either your Total Amount or Minimum Amount Due reflected on your Credit Card statement of account.Please click for the Program Guidelines or download the ADA Request Form.
If you are an existing Robinsons Bank Account Holder, you may enroll to the ADA facility to automatically settle your monthly Robinsons Bank Credit Card bill without the need to personally make payments. You may choose to settle either your Total Amount or Minimum Amount Due reflected on your Credit Card statement of account.Please click for the Program Guidelines or download the ADA Request Form.
Pay using InstaPay service of your depository bank or institution. Click here for more details .
Robinsons Department Store
Pay through the Robinsons Department Store and proceed to the Business Center. Please click here for a complete list of branches.
Pay through the Robinsons Department Store and proceed to the Business Center. Please click here for a complete list of branches.
7-Eleven
Pay through 7-Eleven branches using the CLIQQ Machine. Please click here to locate 7-Eleven branches near you.
Pay through 7-Eleven branches using the CLIQQ Machine. Please click here to locate 7-Eleven branches near you.
GCash
Login to your Gcash account and pay your Robinsons Bank Credit Card bill.
Login to your Gcash account and pay your Robinsons Bank Credit Card bill.
ECPay
Pay through any accredited ECPay Partner Outlets nationwide. Please click here to locate ECPay Partner Outlets near you.
Pay through any accredited ECPay Partner Outlets nationwide. Please click here to locate ECPay Partner Outlets near you.
BancNet
Pay through the following BancNet channels*:
- BancNet Online through their website www.bancnetonline.com
- BancNet ATMs
*Applicable to participating members/banks
SM Bills Payment Counters
Pay through the SM Bills Payment Counter located inside the following establishments:
- SM Department Store
- SM Hypermarket
- Savemore
- SM Cherry*
- Waltermart*
*Applicable to participating branches
BDO
Pay through the following BDO channels:
- BDO Online Banking through www.bdo.com.ph for BDO deposit account holders
- BDO branches nationwide
(updated list of payment channels as of July 2021)
Frequently Asked Questions
Conveniently pay your Robinsons Bank Credit Card bill through the following Payment Channels:
Robinsons Bank Branches
Please click here to locate the nearest RBank branch.
*Accepts Cash and Check Payments.
Robinsons Bank ATMs
Please click here to locate the nearest RBank ATM.
Robinsons Bank Online
If you have an RBank Account, you may login to https://online.robinsonsbank.com.ph/login using your computer or download the RBank Digital mobile app via Apple Store or Google Play.
Auto-Debit Arrangement (ADA) Facility
If you are an existing Robinsons Bank Account Holder, you may enroll to the ADA facility to automatically settle your monthly Robinsons Bank Credit Card bill without the need to personally make payments. You may choose to settle either your Total Amount or Minimum Amount Due reflected on your Credit Card statement of account.Please click for the Program Guidelines or download the ADA Request Form.
Pay using InstaPay service of your depository bank or institution. Click here for more details .
Robinsons Department Store
Pay through the Robinsons Department Store and proceed to the Business Center. Please click here for a complete list of branches.
*Accepts Cash Payments only.
7-Eleven
Pay through 7-Eleven branches using the CLIQQ Machine. Please click here to locate 7-Eleven branches near you.
GCash
Login to your Gcash account and pay your Robinsons Bank Credit Card bill.
ECPay
Pay through any accredited ECPay Partner Outlets nationwide. Please click here to locate ECPay Partner Outlets near you.
BancNet
Pay through the following BancNet channels*:
- BancNet Online through their website www.bancnetonline.com
- BancNet ATMs
SM Bills Payment Counters
Pay through the SM Bills Payment Counter located inside the following establishments:
- SM Department Store
- SM Hypermarket
- Savemore
- SM Cherry*
- Waltermart*
BDO
Pay through the following BDO channels:
- BDO Online Banking through www.bdo.com.ph for BDO deposit account holders
- BDO branches nationwide
PLUK Credit Card Terms and Conditions