Best Budgeting Apps for 2020

Having a tough time creating a budget and sticking to it? Let these budgeting apps help you out!

Finances have become one of the top causes of stress during these trying times. While we all find ourselves in different circumstances, what this pandemic has shown us is that it always pays to be prepared, organized, and informed. And with all this time and energy in our hands, we can be a bit more hands on when it comes to our personal finances.

Of course even if majority of us are stuck at home, we understand that that doesn’t necessarily mean we have all the time in the world to suddenly become financial experts. However, with the help of an app or two, tracking expenses and staying on budget becomes much less complicated.

Here are some of our recommended budgeting apps:


Possibly one of the most beginner-friendly money tracking apps, Fudget is available on both Android and iOS. It’s interface is straightforward and no frills. You simply need to input your income and expenses to be help you see your spending and saving patterns.

Fortune City

There’s really nothing wrong with admitting that tracking your money is not what most people find enjoyable. And if you’re one of those people who just can’t seem to find the fun in budgetting, you may want to try Fortune City. It gamifies the whole thing through a simulated city you get to grow and manage through logs of your transactions. You can even play with your friends!

Not only does this make budgeting fun, the app also provides charts and expense records to help you make more sense of your spending habits.

Money Lover

If you need an app that does more than track your money, you may want to go for Money Lover. It allows you to connect your bank account to the app for better money management. The app also provides visual reports and budget forecasts that are adjustable to your needs and money habits.

Another feature that jet setters can find really interesting is the app’s built-in calculator and currency converter. Oh, and did we say it also boasts a calendar which notifies you of scheduled bills and payments?!


Got a shared account with a partner or still have your parents to support you financially? Monefy lets you budget with someone else by tracking expenses on multiple connected devices. All the logs and movements you’ve done on one device automatically syncs to the other device your account is connected to.

It also has a dark mode for those late nights you find yourself thinking about your finances.


Visual people, don’t fret! If you’re looking for an app that breaks down your transactions through pie charts and visual reports, Spendee is the budgeting app for you! It also notes categories of your spending so you’ll know which category you’re spending most on — and check yourself if you need to cut down on that category or remove it altogether.

Financial responsibility is important — especially during this time when anxieties are high and time is in our hands. Don’t let your boredom or your frustrations let you slip away from your financial goals. Stick to your budget and let these app help you out.

So download one or two and find yourself one click away to achieving financial independence.