Robinsons Bank UNO Mastercard

Requirements

ELIGIBILITY

Must be 21 to 65 years old; at least 16 years old for Supplementary Cardholders
Must be a Filipino Citizen or a Foreigner who is a permanent resident of the Philippines for the last two (2) years
Must have a Minimum Gross Fixed Annual Income of Php 180,000 if single and Php 240,000 if married

Must be a regular employee or has an existing business that has been operating for the past (2) years
Must have a working landline, a postpaid mobile phone and an existing email address
Must reside or work within an area where a Robinsons Bank branch is located

EMPLOYED APPLICANTS

Copy of the latest ITR duly stamped as received by the BIR Form 2316 signed by the employer’s authorized representative
Latest payslip for one month
Original Certificate of Employment (COE) indicating the status, tenure, and compensation details
One (1) valid and unexpired photo-bearing Proof of Identification

SELF-EMPLOYED APPLICANTS

Copy of the latest ITR duty stamped as received by the BIR and Audited Financial Statements for at least two (2) years
Copy of Registration of Business Name (Mandatory Requirement)
Last three (3) months bank statement (optional)
One (1) valid and unexpired photo-bearing Proof of Identification

FOR FOREIGNERS

One (1) valid and unexpired photo-bearing Proof of Identification
Any of the following official documents:
- Valid Visa or Work Permit
- Alien Certificate of Registration (ACR) or Immigration Certificate of Registration (ICR) or Alien Certificate of Registration Identification Card (ACR-1)
- Valid Passport with any of the following:
  - Special Investors Resident Visa
  - Special Non-Immigrant Visa for PEZA investors and Employees
  - Visa with Executive Order No. 226

VALID PROOF OF IDENTIFICATION LIST

Company ID, if company is SEC, IC or BSP supervised or registered
Passport
Driver’s License
Social Security System (SSS) ID (plastic card type with signature)
Tax Identification Number (TIN) Card (plastic card type)
Philhealth Card
Government Service Insurance System (GSIS) Card
Professional Regulation Commission (PRC) ID
Voter’s ID
Unified Multi-Purpose ID (UMID)
All other IDs issued by the Philippine Government and its instrumentalities
Proof of Income

Fees & Charges

TYPE OF FEES AND CHARGES	DESCRIPTION	UNO® CLASSIC	UNO® PLATINUM
Membership Fee	Fee charged annually or monthly for having an available credit line and for account maintenance purposes.	P100/month(Primary) P50/month(Supplementary)	P3,000(Primary) P1,500(Supplementary)
Finance Charge	Interest charges on retail transactions if cardholder pays any amount below the Total Amount Due or the Minimum Amount Due.	3%	3%
Late Payment Fee	Charged when cardholder does not pay on the Payment Due Date and/or pays an amount lower than the Minimum Amount Due.	P750	P750
Foreign Currency Mark-up	This is a mark-up fee on top of currency conversion rate for transactions other than Philippine Peso; usually on charges outside the country or through the internet.	3%	3%
Card Replacement Fee	This is charged to the cardholder for requests for replacement of lost/stolen and damaged cards, name update/correction, etc.	P750	P750
Payment Refund Fee	A fee charged to the cardholder when a refund for an overpayment is requested. This covers cost for processing of refund. All refunds are in Peso.	P500	P500
Account Maintenance	A monthly fee or amount equivalent to the credit balance, whichever is lower, shall be charged to the cardholder for closed/cancelled credit card accounts with overpayment. Charging will be done until account is zeroed out.	P50	P50
Over Limit Fee	A fee charged to the cardholder for card usage beyond the assigned credit limit.	P750	P750
Multiple Payment Processing Fee	The cardholder is charged when he/she pays thru payment centers other than Robinsons Bank. Cardholder will be charged for every payment starting from the third payment onwards.	P40	P40
Returned Check Fee	This is charged to the cardholder when a check payment is dishonored or returned due to insufficient funds or uncollected deposits, etc.	P1,000	P1,000
Charge Slip Retrieval Fee	The cardholder is charged when he/she requests for a copy of his/her transaction/charge slip.	P500	P500
Certification Fee	A fee charged to the cardholder for certification requests for fully paid accounts, good credit standing, etc.	P100	P100
Printing of Statement Fee	This fee shall be charged to the cardholder for printing of statement of account.	P500	P500
Installment Termination Service Fee	This fee shall be charged when cardholder requests for pre-term of his/her installment.	5% of Remaining Principal	5% of Remaining Principal
Quasi Cash Fee	A fee charged to card transactions which include, but are not limited to money orders, travelers cheques, or digital currencies, the transfer of funds from the credit card account to another party via wire transfer, transfers to deposit accounts and loading of electronic purses.	5% of the transaction amount	5% of the transaction amount
Gaming Fee	A fee charged to card transactions made at gaming/gambling establishments, including the placement of wagers, purchase of lottery tickets, gaming chips, as well as any other values in conjunction with any gaming or gambling activity.	5% of the transaction amount	5% of the transaction amount

Payment Channels

Conveniently pay your Robinsons Bank Credit Card bill through the following Payment Channels:

Robinsons Bank Branches Please click here to locate the nearest RBank branch. *Accepts Cash and Check Payments.

Robinsons Bank ATMs Please click here to locate the nearest RBank ATM.

Robinsons Bank Online If you have an RBank Account, you may login to https://online.robinsonsbank.com.ph/login using your computer or download the RBank Digital mobile app via Apple Store or Google Play.

Auto-Debit Arrangement (ADA) Facility If you are an existing Robinsons Bank Account Holder, you may enroll to the ADA facility to automatically settle your monthly Robinsons Bank Credit Card bill without the need to personally make payments. You may choose to settle either your Total Amount or Minimum Amount Due reflected on your Credit Card statement of account.Please click for the Program Guidelines or download the ADA Request Form.

Pay using InstaPay service of your depository bank or institution. Click here for more details .

Robinsons Department Store Pay through the Robinsons Department Store and proceed to the Business Center. Please click here for a complete list of branches. *Accepts Cash Payments only.

7-Eleven Pay through 7-Eleven branches using the CLIQQ Machine. Please click here to locate 7-Eleven branches near you.

GCash Login to your Gcash account and pay your Robinsons Bank Credit Card bill.

ECPay Pay through any accredited ECPay Partner Outlets nationwide. Please click here to locate ECPay Partner Outlets near you.

BancNet Pay through the following BancNet channels*:

BancNet Online through their website www.bancnetonline.com
BancNet ATMs

*Applicable to participating members/banks

SM Bills Payment Counters Pay through the SM Bills Payment Counter located inside the following establishments:

SM Department Store
SM Hypermarket
Savemore
SM Cherry*
Waltermart*

*Applicable to participating branches *Accepts Cash Payments only.

BDO Pay through the following BDO channels:

BDO Online Banking through www.bdo.com.ph for BDO deposit account holders
BDO branches nationwide

*Accepts Cash Payments only.

(updated list of payment channels as of February 2023)

Robinsons Bank UNO Mastercard

Rewarding Experience

Installment Plan

Better Security

Contactless

Convenience

Electronic Statement
of Accounts

Card Installment Plan

New Clients

Convert to Cash

ELIGIBILITY

EMPLOYED APPLICANTS

SELF-EMPLOYED APPLICANTS

FOR FOREIGNERS

VALID PROOF OF IDENTIFICATION LIST

Conveniently pay your Robinsons Bank Credit Card bill through the following Payment Channels:

Promos

Accounts

Loans

Investments

Cards

About Us

Others

Rewarding Experience

Installment Plan

Better Security

Contactless

Convenience

Electronic Statement of Accounts

Card Installment Plan

New Clients

Convert to Cash

ELIGIBILITY

EMPLOYED APPLICANTS

SELF-EMPLOYED APPLICANTS

FOR FOREIGNERS

VALID PROOF OF IDENTIFICATION LIST

Conveniently pay your Robinsons Bank Credit Card bill through the following Payment Channels:

Promos

The Bevvy x RBank Online Promo

The Bevvy x RBank Birthday Promo

The Bevvy x RBank Dine-in Promo

Handyman Handy Holidays

Handyman Home Appliance Festival

Handyman Greatest Shopping Day

Accounts

Loans

Investments

Cards

About Us

Others

Get in Touch

Electronic Statement
of Accounts