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Peso Unit Investment Trust Fund

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Peso Unit Investment Trust Fund

 Do you want to earn more than your regular deposits? Can you afford only minimal investment placements but want to access higher-earning investment securities like government bonds and other tradeable securities? Are you willing to consider certain investment risks for capital growth over a medium-term investment period?

Unit Investment Trust Funds or UITFs, as they are commonly called, refer to the pooling of funds from several investors by a trustee-bank, which in turn, invests collectively the fund in a portfolio of fixed-income securities and equities, to attain a financial objective / return. The partipating investors earn a proportionate share to the total income of the UITF.

RBANK PESO MONEY MARKET FUND UITF

  • Peso denominated short-term UITF for clients with short-term liquidity requirements and minimal risk appetite
  • Investment portfolio limited to short-term fixed-investments like bank deposits, repo, other tradable bonds with portfolio duration not over one year
  • Initial & maintaining balance of  PHP 100,000.00
  • Minimum additional participation of PHP 10,000.00
  • Minimum holding period of 14 calendar days
  • Trust fee of  0.25% per annum of fund's net asset value

RBANK BALANCED FUND UITF

  • Peso denominated UITF with investment portfolio of both fixed-income securities and equities
  • Equity portfolio of the UITF limited to maximum 50% of fund only
  • Initial & maintaining balance of at least PHP 50,000.00
  • Minimum additional participation of PHP 10,000.00
  • Minimum holding period of 90 calendar days
  • Trust fee of 1.50% per annum of fund's net asset value

RBANK TAX-EXEMPT RETIREMENT FUND (A BALANCED UITF)

  • Peso-denominated UITF for BIR-approved tax exempt-certified Retirement Plans of companies
  • Portfolio is invested in peso-denominated fixed income and exchange-listed preferred shares, with the option to invest a portion in USD-denominated securities
  • Initial and maintaining balance of at least PHP 1,000,000.00
  • Minimum additional participation of PHP1,000.00
  • No holding period
  • Trust fee of 0.15% per annum of fund's net asset value

RobinsonsBank Unit Investment Trust Fund are not deposit accounts and as such are not covered by the Philippine Deposit Insurance Corporation (PDIC).

Notice to Investors: Change in Benchmark Index of the  Robinsons Bank Peso Balanced Fund UITF and Other Amendments on Pricing Conventions

Dear Valued Investors of the RBank Balanced Fund,

As you are aware, the RBank Balanced Fund is a Unit Investment Trust Fund (UITF) that is invested in both fixed-income securities and listed equities.  Every quarter, we issue a Key Information &  Investment  Disclosure Statement (KIIDs) where we provide information such as the NAVPU,  outstanding investment portfolio and historical performance to include a comparison of its actual historical returns versus a pre-selected benchmark.

We would like to inform you that, effective September 30, 2017, we are amending the benchmark index only for the fixed-income portfolio portion of the RBank Balanced Fund UITF. For the equity portfolio portion, we will continue to benchmark against the Phil. Stock Exchange index (PSEi).

The RBank Balanced Fund UITF will make use of the Bloomberg Sovereign Bond Index (with adjusted PDSR2 valuation) as the benchmark of its fixed-income portfolio. Kindly  note that this change will not in any way affect the absolute return of your investment in the Balanced Fund UITF as this new benchmark is just an indicator on how the fund performs compared to the benchmark index.

These adjustments are reflected in the Amended Appendix I of the UITF Declaration of Trust which RBank Trust & Investments Group (TIG) has submitted to the Bangko Sentral ng Pilipinas and which is posted in the bank’s website for your ready reference.  This will likewise be published in the succeeding editions of the Balanced Fund’s Key Information and Investment Disclosure Statement (KIIDS).

The other amendments in the Appendix I refer to the changes in Mark-to-Market pricing conventions   which we have since been utilizing since effectivity dates of the regulations:

Reference for mark-to-market for equities

3:30PM closing PSE prices

Reference for mark-to-market for fixed-income securities

Appropriate 4:45PM PDSTR2 benchmark reference rates per PDEX website

NAVPU availability

Computed daily at 6:00PM or as close thereto as possible, after all relevant information necessary for calculating the same shall have been collected and processed accordingly.

 Given the above, we will consider it your amenability to the above amendments with your  decision to remain invested in the  Balanced Fund UITF.   Should you have clarifications, please feel free to contact us at the following numbers: 702-9500 locals 506, 546, 544. You may also email us at trustgroup@robinsonsbank.com.ph for your queries.

Thank you for your continued support!

ROBINSONS BANK- TRUST & INVESTMENTS GROUP