Products and Services

Products and

UNO® Mastercard

UNO® Mastercard

Live life lighter with Robinsons Bank UNO® Mastercard. Be one of our Founder Members and enjoy a lifetime waiver of annual fee. Just use your Robinsons Bank Credit Card at least 12 times within the year.
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Features and Benefits

More time for important things with your contactless card through Mastercard PayPass
Better Security
Better Security
Peace of mind, thanks to the EMV-chip technology, one-time password for 3D Secure transactions and SMS alerts for approved transactions

Convenience of cashless transactions anywhere where Mastercard is accepted and pay in Philippine peso

Fast SOA
Fast SOA
Speed, when you receive your Statement of Account online
Rewarding Experience
Rewarding Experience
More rewarding experiences, earn 1 Point for every Php 50 spent with your Robinsons Bank Credit Card
  • Must be 21 to 65 years old; at least 16 years old for Supplementary Cardholders
  • Must be a Filipino Citizen or a Foreigner who is a permanent resident of the Philippines for the last two (2) years
  • Must have a Minimum Gross Fixed Annual Income of Php 180,000 if single and Php 240,000 if married
  • Must be a regular employee or has an existing business that has been operating for the past (2) years
  • Must have a working landline, a postpaid mobile phone and an existing email address
  • Must reside or work within an area where a Robinsons Bank branch is located
Employed Applicants
  • Copy of the latest ITR duly stamped as received by the BIR Form 2316 signed by the employer’s authorized representative
  • Latest payslip for one month
  • Original Certificate of Employment (COE) indicating the status, tenure, and compensation details
Self-Employed Applicants
  • Copy of the latest ITR duty stamped as received by the BIR and Audited Financial Statements for at least two (2) years
  • Copy of Registration of Business Name (Mandatory Requirement)
  • Last three (3) months bank statement (optional)
For Foreigners
  • One (1) valid and unexpired photo-bearing Proof of Identification
  • Any of the following official documents:
    • Valid Visa or Work Permit
    • Alien Certificate of Registration (ACR) or Immigration Certificate of Registration (ICR) or Alien Certificate of Registration Identification Card (ACR-1)
    • Valid Passport with any of the following:
      • Special Investors Resident Visa
      • Special Non-Immigrant Visa for PEZA investors and Employees
      • Visa with Executive Order No. 226
    • Copy of Employment Contract or COE
    • Letter from the Embassy (for Embassy officials)
Valid Proof of Identification List
  • Company ID, if company is SEC, IC or BSP supervised or registered
  • Passport
  • Driver’s License
  • Social Security System (SSS) ID (plastic card type with signature)
  • Tax Identification Number (TIN) Card (plastic card type)
  • Philhealth Card
  • Government Service Insurance System (GSIS) Card
  • Philippine Regulatory Commission (PRC) ID
  • Voter’s ID
  • Unified Multi-Purpose ID (UMID)
  • All other IDs issued by the Philippine Government and its instrumentalities
  • Proof of Income
Membership Fee Fee charged annually or monthly for having an available credit line and for account maintenance purposes. P100/month(Primary)
Finance Charge Interest charges on cash and retail transactions if cardholder pays any amount below the Total Amount Due or the Minimum Amount Due. 3.50% finance charge rate based on Average Daily Balance (ADB) 3.50% finance charge rate based on Average Daily Balance (ADB)
Cash Advance Fee Fee charged to the cardholder when he/she draws cash from his/her credit card, either via ATM or OTC. 5% of the amount withdrawn or P500, whichever is higher 5% of the amount withdrawn or P500, whichever is higher
Late Payment Fee Charged when cardholder does not pay on the Payment Due Date and/or pays an amount lower than the Minimum Amount Due. P600 P600
Foreign Currency Mark-up This is a mark-up fee on top of currency conversion rate for transactions other than Philippine Peso; usually on charges outside the country or through the internet. 2% 2%
Card Replacement Fee This is charged to the cardholder for requests for replacement of lost/stolen and damaged cards, name update/correction, etc. P500 P500
Payment Refund Fee A fee charged to the cardholder when a refund for an overpayment is requested. This covers cost for processing of refund. All refunds are in Peso. P500 P500
Account Maintenance A monthly fee or amount equivalent to the credit balance, whichever is lower, shall be charged to the cardholder for closed/cancelled credit card accounts with overpayment. Charging will be done until account is zeroed out. P50 P50
Over Limit Fee A fee charged to the cardholder for card usage beyond the assigned credit limit. P500 P500
Multiple Payment Processing Fee The cardholder is charged when he/she pays thru payment centers other than Robinsons Bank. Cardholder will be charged for every payment starting from the third payment onwards. P40 P40
Returned Check Fee This is charged to the cardholder when a check payment is dishonored or returned due to insufficient funds or uncollected deposits, etc. P1,000 P1,000
Charge Slip Retrieval Fee The cardholder is charged when he/she requests for a copy of his/her transaction/charge slip. P500 P500
Certification Fee A fee charged to the cardholder for certification requests for fully paid accounts, good credit standing, etc. P100 P100
Printing of Statement Fee This fee shall be charged to the cardholder for printing of statement of account. P500 P500
Installment Termination Service Fee This fee shall be charged when cardholder requests for pre-term of his/her installment. 5% of Remaining Principal 5% of Remaining Principal
Cash Advance OTC Service Fee This shall be charged to the cardholder for cash advance availments done over-the-counter at Robinsons Bank branches. P500 P500

Conveniently pay your Robinsons Bank Credit Card bill through the following Payment Channels:

Robinsons Bank Branches
Please click here to locate the nearest RBank branch.
Robinsons Bank ATMs
Please click here to locate the nearest RBank ATM.
Robinsons Bank Online
If you have an RBank Account, you may login to using your computer or download the Robinsons Bank mobile app via Apple Store or Google Play.
Auto-Debit Arrangement (ADA) Facility
If you are an existing Robinsons Bank Account Holder, you may enroll to the ADA facility to automatically settle your monthly Robinsons Bank Credit Card bill without the need to personally make payments. You may choose to settle either your Total Amount or Minimum Amount Due reflected on your Credit Card statement of account.

Please click for the Program Guidelines or download the ADA Request Form.
Robinsons Department Store
Pay through the Robinsons Department Store and proceed to the Business Center. Please click here for a complete list of branches.
Pay through 7-Eleven branches using the CLIQQ Machine. Please click here to locate 7-Eleven branches near you.
Pay through any accredited ECPay Partner Outlets nationwide. Please click here to locate ECPay Partner Outlets near you.
Pay through the following BancNet channels*:

*Applicable to participating members/banks

SM Bills Payment Counters
Pay through the SM Bills Payment Counter located inside the following establishments:
  • SM Department Store
  • SM Hypermarket
  • Savemore
  • SM Cherry*
  • Waltermart*

*Applicable to participating branches

Pay through the following BDO channels:
  • BDO Online Banking through for BDO deposit account holders
  • BDO branches nationwide

(updated list of payment channels as of June 2018)